GENERAL AWARENESS PRACTICE MCQs

1. Which Banks are established to help small and marginal farmers, agricultural labour, artisans and small entrepreneurs etc?
1) Foreign Banks
2) Industrial banks
3) Regional Rural Banks
4) Exim bank
5) None

2. In which year, the Banking commission submitted the report to establish rural banks?
1)1952
2)1957
3)1958
4)1972
5)1984

3. Which prime minister mentioned the concept of 'Rural Banks' in Twenty-Point Programme announced on 1 July 1975?
1) Morarji Desai
2) Jawahar Lal Nehru
3) Indira Gandhi
4) Lal Bahadur Shastri
5) Charan Singh

4. On 30 July 1975, the working group on Rural Banks submitted report to the government of India. It was headed by?
1) Vijay C Kelkar
2) C. Ranga Rajan
3) Manmohan Singh
4) Bimal Jalan
5) Narasimaham

5. In which year, the President of India issued the ordinance to establish Regional Rural Banks?
1) 1991
2) 1985
3) 1969
4) 1975
5) 2000

6. Regional Rural Banks Act passed in?
1) 1981
2) 1969
3) 1976
4) 1980
5) 1982

7. In Regional Rural Banks, Central government holds 50% capital and Sponsored bank holds 35% capital. Who holds the remaining 15% capital?
1) Reserve Bank of India
2) NABARD
3) National housing Bank
4) State government
5) Life Insurance Corporation of India

8. Financial regulation of RRBs seen after by?
1) Reserve Bank of India
2) Securities and Exchange Board of India
3) Department of Home Affairs
4) NABARD
5) All of above

9. Supervisory powers of RRBs have been vested with?
1) Competition Commission of India
2) Small industrial Bank of India
3) Reserve Bank of India
4) NABARD
5) National Housing Bank

10. The first Regional Rural Bank India started by Syndicate Bank on 2 October 1975. It is?
1) Kashmir Bank at Jammu in Jammu and Kashmir
2) Chikmagalur Gramin Bank in
Chikmagalur in Karnataka
3) Pallavan Gramin Bank in Tamilnadu
4) Lucknow KGH Gramin Bank in Uttar Pradesh
5) Prathama Grammen bank at Moradabad in Uttar Pradesh

11. Regional Rural Banks are not found in the state of?
1) Maharashtra and Karnataka
2) Andhra Pradesh and Tamilnadu
3) Sikkim and Goa
4) Assam and Uttar Pradesh
5) Rajasthan and Haryana

12. Which committee recommended to permit RRBs to invest Non-SLR surplus funds in profitable areas?
1) Gundu Rao
2) Subba Rao
3) Bhandari
4) Diwakaran
5) Vaidyanath

13. Which committee recommended for the amalgamation of RRBs?
1) K.C. Chakravarthy
2) Usha Thorat
3) Vyas
4) C.V. Anand Bose
5) Ajay Kumar Seth

14. On 22 April 2013, the Regional Rural Banks (Amendment) Bill, 2013 introduced to increase the authorized capital of RRB from Rs. 5 crore to Rs... (in crores) ?
1) 100
2) 200
3) 1000
4) 50
5) 500

15. As per the statement given on 24 June 2013, Companies planning to apply for bank licenses will be allowed how much percent foreign direct investment (FDI) in their holding companies?
1) 100%
2) 49%
3) 51%
4) 24%
5) 71%

16. Which international monetary organization granted $110 million to help Urban services in Jammu and Srinagar on 17 May 2013?
1) World bank
2) IMF
3) Asian Development Bank
4) International Development Association
5) International Finance Corporation

17. Maturity of Inflation Indexed Bonds issued by RBI on 15th May 2013 is?
1) 5 years
2) 20 years
3) 10 Years
4) 14 years
5) 100 years

18. Clean Note Policy issued by RBI on 14 May 2013. As per RBI, on average what percentage of notes is disposed off after getting solid every year?
1) 50%
2) 2 %
3) 20%
4) 18%
5) 100%

19. Closed-end fund scheme means?
1) A scheme of an investment company in which a nonfixed number of shares are issued
2) Offer of a company to close the business at the end of year
3) A scheme of an investment company in which a fixed number of shares are issued
4) Company's offer to sell the assets at the lowest rate
5) None

20. Aam Admi Bima Yojana, a Social Security insurance Scheme for rural landless household introduced by union government on 2nd October 2007. The scheme administered by?
1) LIC
2) GIC
3) NIC
4) UIC
5) TATA AIG

21. Aim of Swavalamban is?
1) To encourage the people from the unorganised sector to voluntarily save for their retirement
2) To encourage the people to seek educational courses through distance education system
3) To ask the Non-organised sector people
to boycott their work and join in the government service
4) To encourage the house hold sector to save money
5) None

22. Operation Ganga Prahar relates to?
1) central government initiative to plant trees on the banks of Ganga River
2) banning the use of motor boats by piligrims in Ganga river
3) central government initiative to clean ganga river with the aid of local people
4) operation of Army to demolish the unauthorized construction of Buildings on the banks of Ganga River
5) rescue operation of Army to rescue the stranded pilgrims in Uttarakhand

23. New chairman of LIC is...?
1) U.K. Sinha
2) T.S. Vijayan
3) Kalyan Singh
4) S.K. Roy
5) None

24. Union Railway minister is?
1) Mallikarjun Kharge
2) Ambika Soni
3) Kapil Sibal
4) C.P. Joshi
5) Raman Singh

25. IRNSS-1A is?
1) Russia's reusable satellite
2) USA's sub sonic missile
3) Ireland's new sea port
4) Indian Regional Navigation Satellite System
5) South Africa and India Joint venture of new solar car

26. Largest five emerging economies G-5 include Brazil, China, India, Mexico and?
1) USA
2) South Africa
3) Sri Lanka
4) Japan
5) Pakistan

27. Tianhe-2 is the super computer developed by?
1) Russia
2) India
3) Japan
4) Thailand
5) China

28. As per the report of 68th round of National Sample Survey Office (NSSO) released on 20 June 2013, What is the average monthly per capita expenditure (MCPE) of the poorest of the poor in the country?
1) Rs.700.50 in urban areas and Rs. 521.44 in rural areas
2) Rs.600.50 in urban areas and Rs. 421.44 in rural areas
3) Rs.700.00 in urban areas and Rs.121.44 in rural areas
4) Rs.1000 in urban areas and Rs. 500 in rural areas
5) Rs.850 in urban areas and Rs.400 in rural areas

29. By which year, India surpass China to become most populous country in the world as per the estimates of United Nations report?
1) 2050
2) 2028
3) 2040
4) 2065
5) 2100

30. Details of Uttarakhand state given. Locate the wrong option?
1) Uttarakhand is also referred as Dev Bhumi (Land of Gods)
2) On 9th November 2000, it was formed as 27th state of Republic of India
3) Vijay Bahuguna is the present Chief Minister of state
4) Nainital is the capital of state
5) Badrinath and Kedarnath, the Hindu's important pilgrim destinations are in this state

31. The rate at which Reserve Bank of India (RBI) borrows money from banks is?
1) SLR
2) Base Rate
3) Primary Lending Rate
4) Bank Rate
5) Reverse Repo Rate

32. Who declares Reverse Repo Rate?
1) Central Government
2) State Government
3) RBI
4 ) SEBI
5) IRDA

33. If the Reverse Repo Rate increases, then bank...?
1) funds increase as they never give funds to RBI
2) funds go to overseas
3) has to close business
4) funds decrease, as bank lend the funds to RBI due to rate hike
5) None

34. If the Reverse Repo Rate increases, then interest on loans offer by banks usually'
1) decrease
2) become Zero
3) lower than earlier rate of interest
4) increase
5) None

35. Present Reverse Repo rate is?
1) 6.25%
2) 7.25%
3) 8.25%
4) 23%
5) 4%

36. In the RBI's mid-quarter monetary policy review declared on 17th June 2013, RBI seriously concerned about?
1) opening of branches by foreign banks
2) customer's KYC details
3) State governments schemes
4) Rupee fall, external sector risks and elevated food inflation
5) Poverty in top 4 metros in the slum areas

37. As per the Annual monetary policy statement 2013-2014 announced on 3 May 2013, which of the following BRICS nations showed the accelerated growth during 2012?
1) South Africa and Brazil
2) India and China
3) South Africa and China
4) China and Russia
5) Russia and Brazil

38. As per the Annual monetary policy statement 2013-2014 announced on 3 May 2013, RBI projected the growth of GDP for 2013-14 is...?
1) 5.7%
2) 2.8%
3) 5.0%
4) 9.0%
5) 8.2%

39. On 16 March 2013, a Spice Park in Mawan area of Guna district opened in the state of...?
1) UP
2) Bihar
3) Goa
4) Tamilnadu
5) MP

40. Which operation launched by BCCI to restore the credibility of IPL?
1) Operation Ball
2) Operation Fixing
3) Operation Clean-up
4) Operation Umpire
5) Operation Wicket

41. Thailand Open Grand Prix Badminton tournament won by k.Srikanth on 9 June 2013. He belongs to....?
1) Karnataka
2) Tamilnadu
3) Haryana
4) Himachal Pradesh
5) AP

GENERAL AWARENESS FOR RBI ASSISTANTS EXAM

1. Who has the sole right to mint coins in India?
1) RBI
2) MMTC
3) Government of India
4) SBI
5) Department of Post

2. Whose signature appears on coins?
1) President of India
2) RBI governor
3) Finance Secretary
4) RBI deputy governor
5) Coins do not bear the signature

3. Government of India withdrawn coins of denomination of 25 paise and below from circulation with effect from.....?
1) 30 July 2011
2) 30 June 2011
3) 30 June 2012
4) 30 June 2010
5) 1 June 2013

4. Who was appointed as the President of the Asian Development Bank (ADB) by the Board of Governors at New Delhi on 27 April 2013?
1) Jim Yong Kim
2) Christine Legarde
3) Takehiko Nakao
4) Mario Draghi
5) None

5. To whom the world bank granted a concessional loan of $100 million for the implementation of low-income housing scheme?
1) HDFC
2) ICICI
3) SBI
4) RBI
5) National Housing bank

6. On 4 April 2013, K.H.Muniyappa, the Minister of State (Independent Charge) of the Ministry of Micro , Small and Medium Enterprises (MSME) given the statement. His statement does not include.....
1) MSME sector contribute 9% of GDP
2) It accounts for around 45% of the manufacturing output
3) It contributes 36% of total value of exports
4) The sector has been growing consistently above 10% for the last five years
5) The sector will be removed from the Priority Sector lending

7. Who was appointed as the chairman to suggest the measures for enhancing MSME exports recently?
1) Ratan TATA
2) Abhijith Sen
3) R.S.Gujral
4) Montek Singh Ahluwalia
5) Anand Sinha

8. The Indian Life Assurance Companies Act was the first statutory measure to regulate life business in India. It was passed in ......?
1) 1925
2) 1956
3) 1947
4) 1934
5) 1912

9. Union government put the export target of ...... billion for the current financial year 2013- 14?
1) $ 325
2) $ 360
3) $ 300.6
4) $ 450
5) $ 150

10. Under whose chairmanship, the Group of Ministers (GoM)was set up to make a law to provide for the independence of the Central Bureau of Investigation (CBI) and its functional
autonomy?
1) Chidambaram
2) Ranjith Sinha
3) Alok Joshi
4) Bikram singh
5) S.A.Ibrahim

11. Union government on 17 April 2013 declared to enhance the installed capacity of renewable energy of 25,0000 MW to 55,000 MW by .......?
1) 2017
2) 2018
3) 2019
4) 2025
5) 2017
12. Which Indian origin writer received the inaugural Physics journalism Prize sponsored by the Institute of Physics(IOP) and the science and Technology Facilities Council in Washington?
1) Abdul kalam
2) Raja Ramanna
3) Anil Ananthaswamy
4) Kasturi Rangan
5) C.R.Rao

13. Which nation joined as a dialogue partner in the Shanghai Cooperation Organisation (SCO) on 26 April 2013?
1) India
2) USA
3) Turkey
4) UK
5) Israel
14. 45th session of the Indian Labour Conference concluded on 18 May 2013 at?
1) Mumbai
2) Kolkata
3) Pune
4) New Delhi
5) None

15. Factoring means?
1) business of buying trade debts at a discount and making a profit when debt is realized
2) giving loans to factories by the commercial banks at concessional rates
3) banning the banks not to give loans to factories at lower rate of interest
4) buying of customers assets whenever he did default in the payment of money
5) None

16. Track, Lane, Hurdles, Shot-put, Discuss Throw, Hammer Throw, Triple Jump, High Jump are the terms used in?
1) Chess
2) Volley Ball
3) Foot Ball
4) Cycling
5) Athletics

17. Youngest player to play an English County match is?
1) Hanuma Vihari
2) TM Srivastava
3) Phiillips Rod
4) Tim Mody
5) Matthew Fisher

18. The Present Statutory Liquidity Ratio (SLR) is?
1. 24%
2. 27%
3. 20%
4. 28%
5. 23%

19. Stagflation means?
1) Low inflation combined with high unemployment and slow economic growth
2) Persistent high inflation combined with high employment and fast economic growth
3) Low inflation combined with high employment rate and fast paced economic growth
4) Persistent high inflation combined with high unemployment and slow economic growth
5) None of above

20. Consider the following statements?
i) Roshni is the skill development scheme launched on 7 June 2013 by the ministry of Rural Development
ii) It aims to provide training and employment to youth in the 10-35 years age group
iii) It was launched in 24 Naxal-affected districts
iv) It is a 100-crore project and is funded by union and state governments, with the union providing 75% of the funding
Which of the above statements is/are correct?
1) ii iii
2) ii iv
3) i ii iii iv
4) ii
5) None

21. India's sixth commodity exchange which started its operations on 19 April 2013?
1) NSE
2) MCX
3) NMCE
4) UCX
5) ACE

22. Construction of country's first fully private Greenfield airport commenced in?
1) Gaya (Bihar)
2) Pune (Maharashtra)
3) Karaikal (Puducherry)
4) Sivaganga (Tamilnadu)
5) Somnath (Gujarat)

23. Where is the head office of Insurance Regulatory Development Authority?
1) Kolkata
2) Mumba
3) Hyderabad
4) Chennai
5) Delhi

24. The correct statement is?
1) During the visit of Man Mohan singh in Thailand, a sapling of the sacred bodhi tree in Bodh Gaya given as a gift to Thailand king Bhumibol Adulyadej
2) $ 5.2 billion humanitarian fund will be given by UNO to Syria
3) World's largest concentrated solar power plant launched by UAE by name Shams I
4) From 1 April 2013, Myanmar allowed the circulation of private newspapers after 50 years
5) All of above

25. Pick the wrong combination?
1) Chief Election Commissioner- Satyendra Mishra
2) Chief of the Naval Staff-Admiral Devendra Kumar Joshi
3) Minister of Commerce and Industry- Anand Sharma
4) Chief Minister of Karnataka - Siddaramaiah
5) UPSC Chairman - D.P.Agarwal

26. Who was re-elected as the chairman of IBA(Indian Banks Association) for the
2013-14 tenure?
1) Chanda Kocchar
2) Urjith Patel
3) K.R.Kamath
4) Aravind Mayaram
5) None

27. On 13 June 2013, RBI slapped fine on new generation private banks. The main reason is for?
1) not opening of No Frill accounts for BPL families
2) not opening of ATM in onsite premises as promised by Finance minister in the budget
3) not issuing new currency notes to customers
4) giving of advertisements about personal loans in news papers
5) violating rules of KYC (Know Your Customer)

28. Leaf turns Yellow: the Sufis of Awadh released by Hamid Ansari. It was edited by?
1) Hashim Amir Ali
2) Muzaffar Ali
3) Gulam Nabi Azad
4) Taslima Nasreen
5) None

29.USSD stands for?
1) Unstructured Supplementary Service Data
2) Universal Supplementary Service Data
3) Unstructured Standard Service Data
4) Unstructured Supplementary Service Dairy
5) Unstructured Supplementary Stolen Data

30. World Oceans day celebrated on?
1) 8 April
2) 8 May
3) 8 June
4) 8 February
5) 8 January

31. Pages stained with blood, Ramayana from Ganga to Brahmaputra, Melodies and Guns, The Moth-Eaten Howdah of the Tusker, The shadow of Kamakhya, The Man from Chinnamasta are the works of?
1) Indira Goswami
2) Nehru
3) Gandhi
4) Sarojini Naidu
5) Chetan Bhagath

32. In which country Bank of Baroda opened its 100th overseas branch on 28 March 2013?
1) USA
2) UK
3) South Africa
4) Dubai
5) Australia

33. Savings account become inoperative, if?
1) cash deposited in another branch not intimated to the parent branch
2) amount withdrawn by ATM exceeds Rs.50,000
3) net banking done on 31st of the month
4) not operated at all during certain period as per the bank rules
5) None

34. Lakulish Yoga University is the first Yoga university in India, inaugurated on 23 May 2013 at?
1) Mumbai
2) Ahmadabad
3) New Delhi
4) Patna
5) Haridwar

35. Which global rating agency revised India's sovereign credit outlook from negative to
stable on 12 June 2013?
1) S&P
2) CRISIL
3) Fitch
4) Moody
5) ICRA

36. 117th Constitutional Amendment bill relates to?
1) SC, ST reservation in promotions
2) Lokpal and Lokayukta
3) Goods and services Tax
4) increase the retirement age of high court judges
5) change of the entry of Oriya Language to Odiya in the 8th Schedule of Constitution of India

37. Assom Ratna Award for the year 2012 conferred on?
1) Indira Goswami (known by her pen name Mamoni Raisom Goswami)
2) Surendranath Medhi (known by his pen name Saurav Kumar Chaliha)
3) Tarun Gogoi (Chief minister of Assam)
4) Janaki Ballav Patnaik (Governor of Assam)
5) Prafulla Kumar Mahanta (President of the Asom Gana Parishad)

38. The International Workshop on Green National Accounting held on 5 April 2013 at?
1) Mumbai
2) Kolkata
3) Kochi
4) Pune
5) New Delhi

Answers:

1-3,  2-5,  3-2,  4-3,  5-5,  6-5,  7-3,  8-5,  9-1,  10-1
11-1,  12-3,  13-3,  14-4,  15-1,  16-5,  17-5,  18-5,  19-4,  20-3
21-4,  22-3,  23-3,  24-5,  25-1,  26-3,  27-5,  28-2,  29-1,  30-3
31-1,  32-4,  33-4,  34-2,  35-3,  36-1,  37-1,  38-5

IBPS GENERAL AWARENESS EXPECTED PRACTICE MCQs

1. Who among the following never discharged the duties as the Governor of Reserve Bank of India?
1) Man Mohan Singh
2) M. Narasimham
3) P.Chidambaram
4) R. N. Malhotra
5) Dr. Bimal Jalan

2. On 5th October 2012, World Bank agreed to provide loan of $ 500 million to India for?
1) Infrastructure projects in the Southern Part of Western Ghats.
2) Upliftment of poor people residing in Andaman Nicobar Islands.
3) Repairing the old dams in the Coastal parts of Karnataka.
4) Providing the water to the region of Bhundelkand.
5) Secondary Education Project named Rashtriya Madhyamik Shiksha Abhiyan (RMSA).

3. On 16th October 2012, an Indian-American Banker Vikram Pandit resigned as the CEO of ?
1) BNP Paribas Group
2) ICICI Group
3) Axis Group
4) Federal Bank Group
5) Citi Group

4. Citi Bank headquarters is at ?
1) Mexico City
2) Paris
3) New York
4) Tokyo
5) Tel Aviv

5. In the minting of Rs. 500 and Rs. 1000 paper currency, RBI uses OVI. OVI means?
1) Oval Variation Ink
2) One Variation Ink
3) Optically Value Ink
4) Optically Variable Ink
5) None

6. Alvin Roth and Lloyd Shapley were conferred with Noble Prize 2012 in the field of?
1) Economics
2) Physics
3) Medicine
4) Chemistry
5) Peace

7. Days list given. Pick the incorrect one.
1) International Day of the Older Persons - 1 October
2) World Habitat Day - First Monday of October every year
3) UN International Day for National Disaster Reduction - 13 October
4) World White Cane Day (Guiding the Blind) - 16 October
5) International Day for the Eradication of Poverty -17 October

8. List of Bird sanctuaries in India given. The wrong combination is?
1) Bharatpur Bird Sanctuary - Rajasthan
2) Ranganathittu Bird Sanctuary - Kerala
3) Kolleru Lake Bird Sanctuary - Andrha Pradesh
4) Vedanthankal Lake Bird Sanctuary - Tamilnadu
5) Jayakwadi Bird Sanctuary - Maharashtra

GENERAL AWARENESS MCQs FOR BANK EXAMS

1. What is the revised growth rate target for the 12th Five Year Plan (2012-2017)?
1) 9%
2) 8%
3) 8.2%
4) 8.5%
5) 9.5%

2. Which Indian author has been short listed for this year's Man Booker Prize for his novel 'Narcopolis', a dark tale about the opium and heroin dens of Mumbai?
1) Aravind Adiga
2) Jeet Thayil
3) Amitav Ghosh
4) Chetan Bhagat
5) Rahul Bhattacharya

3. John Baird visited India and held talks with S.M.Krishna in September 2012. Baird is the Foreign Minister of which of the following countries?
1) France
2) Argentina
3) Canada
4) U.K.
5) Australia

4. Prince Salman bin Abdul Aziz was named the crown prince of which of the following countries on June 18, 2012?
1) Kuwait
2) Bahrain
3) Yemen
4) Oman
5) Saudi Arabia

5. Which of the following state-ments about G-20 is not true?
1) The G-20 includes 19 country members and the European Union.
2) G-20 was started in 2008 and accounts for 2/3rd of world's population and 80% of the world's GDP.
3) The seventh G-20 Summit was held at Los Cabos, Mexico on June 18-19, 2012.
4) The next G-20 Summit will be held in September 2013 in Saint Petersburg, South Africa.
5) At the Los Cabos Summit BRICS countries have pledged $75

6. Who took over as Director of the Bhabha Atomic Research Centre (BARC), Trombay from Ratan Kumar Sinha on June 19, 2012?
1) S.K.Jain
2) V.K.Saraswat
3) Srikumar Banerjee
4) Sekhar Basu
5) None of these

7. What is the new name of the former Soviet aircraft carrier Admiral Gorshkov, which has been procured by India?
1) INS Vikrant
2) INS Viraat
3) INS Vikramaditya
4) INS Chakra
5) INS Arihant

8. Which of the following Indian Institutes of Technology (IITs) will start Dr. Bidhan Chandra Roy Institute of Medical Science and Research?
1) IIT, Bombay
2) IIT, Madras
3) IIT, Hyderabad
4) IIT, Kanpur
5) IIT, Kharagpur

9. American President Barack Obama awarded the Presidential Medal of Freedom to Shimon Peres on June 13, 2012. Peres is the President of which of the following countries?
1) Poland
2) Belarus
3) Israel
4) Germany
5) Slovakia

10. The Nuclear Power Corporation of India Limited (NPCIL) will launch how many reactors during the 12th Plan period (2012-2017)?
1) 12
2) 16
3) 10
4) 11
5) 13

GENERAL AWARENESS MCQs FOR BANK EXAMS

1. Gulab Kothari has won which of the following awards for the year 2011?
1) Saraswati Samman
2) Moorti Devi Award
3) Jnanpith Award
4) Vyas Samman
5) None of these

2. Ramadevarabetta in Ramana-garam district has been declared as a vulture sanctuary. In which state is this sanctuary located?
1) Kerala
2) Tamil Nadu
3) Karnataka
4) Maharashtra
5) None of these

3. Who was sworn in as Hong Kong’s new chief executive on July 1, 2012?
1) Leung Chun-Ying
2) Donald Tsang
3) Ronald Arculli
4) Chung Sze-Yuen
5) None of these

4. The Templeton Prize honors a living person who has made an exceptional contribution to affirming life’s spiritual dimension. Who won the 2012 Templeton Prize, the largest annual monetary award given to an individual?
1) Martin Rees
2) Michael Heller
3) The Dalai Lama
4) Charles Taylor
5) Francisco Jose Ayala

5. “No Apology: The Case for American Greatness” is a book written by?
1) Barack Obama
2) Joe Biden
3) George Bush
4) Mitt Romney
5) Bobby Jindal

6. Who received the 2011 Dadasaheb Phalke Award, the highest honour in Indian cinema given annually by the Govern-ment of India for lifetime contribution?
1) Tapan Sinha
2)Shyam Benegal
3) D.Ramanaidu
4) Mrinal Sen
5) Soumitra Chatterjee

7. Which of the following films was declared the Best Children Film at the 59th National Film Awards for the year 2011?
1) Stanley Ka Dabba
2) The Blue Umbrella
3) Keshu
4) Chillar Party
5) None of these

SBI ASSOCIATE BANKS CLERKS EXAMS GENERAL AWARENESS MCQ CAPSULES

1. The new chairman of Life Insurance Corporation of India is:
1) T.V. Raghu Nath
2) D.K. Mehrotra
3) Snigdha Nandipati
4) Rahul Bhattacharya
5) None

2. India has signed Tax Information Exchange Agreement to promote economic Cooperation and Joint investment aimed at boosting bilateral trade that stands at 1.7 Billion Dollars with which of the following countries:
1) Russia
2) Nepal
3) United States
4) Bahrain
5) Srilanka

3. Which of the following states has maximum forest cover area in India as per the recent India state of Forest report?
1) Andhra Pradesh
2) Bihar
3) Tamil Nadu
4) Orissa
5) Madhya Pradesh

4. Which of the following countries is expected to become the 2nd largest producer of crude steel in the world by 2015:
1) USA
2) Russia
3) China
4) India
5) Iraq

5. Which of the following state governments has decided to re-impose property tax on buildings including residential in the state:
1) Tamil Nadu
2) Maharashtra
3) Madhya Pradesh
4) Haryana
5) Andhra Pradesh

6. Find the former Egypt president who has been awarded life sentence, for killing hundreds of protestors -
1) Hosni Mubarak
2) Mohammad Morsi
3) Al Thani
4) Bashar Al-Assad
5) None of these

7. In order to work on health and development related issues Microsoft co-founder and cochairman of Bill and Melinda Gates Foundation inked a Memorandum Of Understanding (MoU) with which of the following states :
1) Andhra Pradesh
2) Uttar Pradesh
3) Madhya Pradesh
4) Kerala
5) Karnataka

8. Who is the first Indian writer to win Ondaatje Prize for his book - 'The sly Company of People who Care' - which is about adventures of an Indian Journalist?
1) Chetan Bhagath
2) Sidney Sheldon
3) Shobha De
4) Rahul Bhattacharya
5) Jeffery Archer

9. The state which has created a new Limca record by holding the largest guitar ensemble of the country in which 5406 guitarists participated is :
1) Andhra Pradesh
2) Goa
3) Assam
4) Tripura
5) Manipur

GENERAL EXPECTED QUESTIONS FOR BANK EXAMS

1. Who was appointed as the Chief Economic Advisor (CEA) in the Finance Ministry in August 2012?
1) Kaushik Basu
2) C. Rangarajan
3) Y.V.Reddy
4) Raghuram Rajan
5) Ajay Chhibber

2. Which city hosted the 20th ASEAN Summit on April 3, 2012?
1) Jakarta (Indonesia)
2) Phnom Penh (Cambodia)
3) Manila (Philippines)
4) Bangkok (Thailand)
5) Hanoi (Vietnam)

3. India launched its third research station in Antarctica recently. What is its name?
1) Dakshin Gangotri
2) Maitri
3) Bharti
4) Bhuvan
5) Akash

4. Ahmed Ben Bella passed away on April 11, 2012. He was the first President of which of the following African countries from 1963 to 1965?
1) Morocco
2) Tunisia
3) Mauritania
4) Algeria
5) Egypt

5. Which of the following statements about the Nuclear Security Summit is not true?
1) The second Nuclear Security Summit was held in Seoul, South Korea on March 26-27, 2012.
2) The leaders from 53 nations called for strong steps to combat nuclear terrorism.
3) The leaders also called for safeguarding world stockpiles of Highly Enriched Uranium (HEU) and Plutonium.
4) The next Summit will be held in Washington in 2014.
5) The Prime Minister Dr. Manmohan Singh announced that India
would contribute 1 million US dollars to the IAEA's Nuclear Security Fund for 2012-13.

6. Who became the President of Germany on March 18, 2012?
1) Angela Merkel
2) Joachim Gauck
3) Christian Wulff
4) Horst Kohler
5) Sigmar Gabriel

7. Who has been appointed as the Pakistan's High Commissioner to India?
1) Sherry Rehman
2) Hina Rabbani Khar
3) Salman Bashir
4) Riaz Mohammad Khan
5) None of these

8. N.K.P.Salve passed away recently. He was the former president of which of the following sports governing bodies?
1) AIFF
2) IOA
3) BCCI
4) ICC
5) IPL

9. Who was re-elected the General Secretary of the Communist Party of India (Marxist) in April 2012?
1) V.S.Achuthanandan
2) Prakash Karat
3) A.K.Padmanabhan
4) Buddhadeb Bhattacharjee
5) Sitaram Yechury

10. The Swavalamban pension scheme is targeted to benefit which of the following workers?
1) Anganwadi workers
2) Construction workers
3) Fishermen
4) Dairy workers
5) All the above

GENERAL AWARENESS MCQs FOR SBI CLERKS EXAM

1. Gagan Narang became the first Indian to win a medal at the London Olympic Games on July 30, 2012 when he won a bronze medal in 10 metre air rifle shooting. Who won gold medal in this event?
1) Alin George Moldoveanu (Romania)
2) Niccolo Campriani (Italy)
3) Wang Tao (China)
4) Zhu Qinan (China)
5) None

2. Joyce Banda became the Presi-dent of which of the following African countries on April 7, 2012?
1) Zambia
2) Tanzania
3) Malawi
4) Mozambique
5) Liberia

3. Debabrata Sarkar assumed charge as the Chairman and Managing Director of which of the following public sector banks on April 4, 2012?
1) UCO Bank
2) Andhra Bank
3) United Bank of India
4) Union Bank of India
5) None

4. Macky Sall assumed office as the President of which of the following African countries on April 2, 2012?
1) Senegal
2) Mali
3) Mauritania
4) Guinea
5) Guinea-Bissau

5. Prodemocracy leader Aung San Suu Kyi's party won 43 seats in the by-elections for Myanmar parliament in April 2012. What is the name of her party?
1) National Unity Party (NUP)
2) Democracy and Peace Party (DPP)
3) Union Solidarity and Development Party (USDP)
4) National League for Democracy (NLD)
5) None

6. RBI signed a pact with which one of the following countries' central banks in April 2012 that will establish an arrangement for sharing of supervisory inform-ation and enhancing cooperation in the area of banking super-vision?
1) Pakistan
2) Qatar
3) UAE
4) Saudi Arabia
5) None of these

7. Which one of the following stat-ements about BRICS is not true?
1) The fourth BRICS Summit was organized in New Delhi on March 29, 2012.
2) The theme is "BRICS Partner-ship for Global Stability, Security and Prosperity".
3) The five countries considered the possibility of setting up a new development bank.
4) The leaders have advocated for reforms in World Bank, IMF and UN Security Council by increasing representation from developing countries.
5) The next BRICS summit will be held in China in 2013.

8. Gunter Grass, the German Nobel literature laureate, has accused which of the following countries as a threat to world peace in his poem 'What Must Be Said'?
1) Iran
2) Israel
3) Myanmar
4) North Korea
5) Syria

9. In April 2012, the United States announced a reward of $ 10 million on Hafeez Saeed, for his alleged role in the 2008 Mumbai terror attacks. He is the founder of which of the following terrorist organizations?
1) Al Qaeda
2) Harkat-ul-Mujahideen
3) Lashkar-e-Taiba
4) Jaish-e-Mohammed
5) None

10. "My Unforgettable Memories" is a book written by which of the following political leaders?
1) Sharad Pawar
2) Mamata Banerjee
3) J.Jayalalitha
4)Naveen Patnaik
5) Narendra Modi

SBI CLERKS EXAM GENERAL AWARENESS PRACTICE MCQs

1. Saina Nehwal won the Indonesian Open Super Series Premier tournament in Jakarta in June 2012. This is her third Indonesian Open badminton title in four years. Which of the following players did she defeat in the final?
1) Shixian Wang
2) Sayaka Sato
3) Wang Yihan
4) Ji Hyun Sung
5) Li Xuerui

2. Alex Paul Menon was abducted on April 21, 2012 by the Maoists and was released after 13 days. He is the district collector of which of the following districts in Chhattisgarh?
1) Balod
2) Narayanpur
3) Bilaspur
4) Sukma
5) Dantewada

3. Panch Parameshwar Yojana was launched in which of the following states recently for overall development of villages?
1) Bihar
2) Andhra Pradesh
3) Jharkhand
4) Madhya Pradesh
5) Himachal Pradesh

4. Which cricket team has won the Ranji Trophy for 2011-12?
1) Rajasthan
2) Tamil Nadu
3) Baroda
4) Mumbai
5) Karnataka

5. With which game is B.C.Roy Trophy associated?
1) Hockey
2) Football
3) Cricket
4) Tennis
5) Billiards

6. Who was elected as the Chairman of the Indian Banks' Association (IBA) in June 2012?
1) J.P.Dua
2) Ajay Kumar
3) Alok Misra
4) M.Narendra
5) Pratip Chaudhary

7. Amalraj and Poulomi Ghatak are the national champions in men's and women's sections respecti-vely in which of the following sports?
1) Billiards
2) Table Tennis
3) Badminton
4) Lawn Tennis
5) Chess

8. Which of the following leaders was associated with the Velvet Revolution?
1) Lech Walesa
2) Nelson Mandela
3) Vaclav Havel
4) Joseph Stalin
5) Helmet Kohl

9. Ajit Singh, the Union Civil Aviation Minister, belongs to which of the following political parties?
1) Samajwadi Party
2) Bahujan Samaj Party
3) Trinamool Congress
4) Rashtriya Lok Dal
5) Biju Janata Dal

10. Who is the author of the book 'Non-Stop India'?
1) Mark Tully
2) Chetan Bhagat
3) Julian Barnes
4) Philip Roth
5) None of these

SBI ASSOCIATE BANKS CLERKS EXAM GENERAL AWARENESS PRACTICE QUESTIONS

1. Who was sworn in as Hong Kong's new chief executive on July 1, 2012?
1) Leung Chun-Ying
2) Donald Tsang
3) Ronald Arculli
4) Chung Sze-Yuen
5) None of these

2. The Templeton Prize honors a living person who has made an exceptional contribution to affirming life's spiritual dimension. Who won the 2012 Templeton Prize, the largest annual monetary award given to an individual?
1) Martin Rees
2) Michael Heller
3) The Dalai Lama
4) Charles Taylor
5) Francisco Jose Ayala

3. Gulab Kothari has won which of the following awards for the year 2011?
1) Saraswati Samman
2) Moorti Devi Award
3) Jnanpith Award
4) Vyas Samman
5) None of these

4. Ramadevarabetta in Ramana-garam district has been declared as a vulture sanctuary. In which state is this sanctuary located?
1) Kerala
2) Tamil Nadu
3) Karnataka
4) Maharashtra
5) None of these

5. "No Apology: The Case for American Greatness" is a book written by?
1) Barack Obama 2) Joe Biden
3) George Bush 4) Mitt Romney
5) Bobby Jindal

6. Who received the 2011 Dadasaheb Phalke Award, the highest honour in Indian cinema given annually by the Govern-ment of India for lifetime contribution?
1) Tapan Sinha
2)Shyam Benegal
3) D.Ramanaidu
4) Mrinal Sen
5) Soumitra Chatterjee

7. Which of the following films was declared the Best Children Film at the 59th National Film Awards for the year 2011?
1) Stanley Ka Dabba
2) The Blue Umbrella
3) Keshu
4) Chillar Party
5) None of these

8. As per a report released by the Stockholm International Peace Research Institute (SIPRI) in March 2012, which country is the world's largest importer of arms?
1) India
2) South Korea
3) Pakistan
4) China
5) Singapore

9. Who was crowned as the Pantaloons Femina Miss India World 2012 on March 30, 2012 in Mumbai?
1) Prachi Mishra
2) Ankita Shorey
3) Vanya Mishra
4) Rochelle Maria Rao
5) Hasleen Kaur

10. Which Indian has been chosen for the Ramon Magsaysay Award for the year 2012, for economic empowerment of thousands of women and their families in Krishnagiri and Dharmapuri districts in Tamil Nadu?
1) Dr.Shanta Sinha
 2) Kulandei Francis
3) Sandeep Pandey
4) Arvind Kejriwal
5) Neelima Misra

IBPS CLERKS EXAM SOLVED PAPER

GENERAL AWARENESS 
(With Special Reference to Banking Industry)
(Exam Held on : 27-11-11)

1.    Which of the following organisation / agencies is specifically set up to boost overall rural development in India ?
1)RBI 
2) SIDBI
3) NABARD 
4) SEBI
5) EXIM
2.    Which of the following States has expressed its unhappiness over the agreement on sharing of Testa water between India and Bangladesh? (Agreement was not signed because of the objection)
1) Jharkhand 
2) Assam
3) Manipur 
4) Bihar
5) West Bengal
3.    Banks in India are regulated under ..........
1) Companies Act, 1956
2) Banking Regulation Act, 1949
3) Reserve Bank of India Act, 1934
 4) Special powers conferred on the RBI
5) None of these
4.    Which of the following countries is a major producer of Jute
1) Pakistan 
2) Afghanistan
3) South Africa 
4) Bangladesh
5) Sri Lanka
5.    Compilation of data on industrial production in India is done y which of the following agencies / organizations ?
1) National Testing Lab
2) Reserve Bank of India
3) Census Commission of India
4) Planning Commission of India
5) Central Statistics Office
6.    The President of India visited which of the following countries in July 2011 and held discussions with Mr. Lee Myung-bak, the President of the country ?
1) South Korea 
2) Mongolia
3) China 
4) North Korea
5) Thailand
7.    India is providing financial help to which of the following countries for building a large harbour there named as Kankasanthurai Harbour ?
1) Nepal 
2) Myanmar
3) Bangladesh 
4) Sri Lanka
5) Vietnam
8.    A Savings Bank Account opened with a commercial bank with zero balance or very minimal balance is known as :
1) Savings Bank - Ordinary Account
2) Student Savings Bank Account
3) No Frill Account
4) Current Account
5) Call Deposit
9.    What does the letter 'R' denote in the abbreviation 'BR Act' which controls banking acitivities in the country ?
1) Reformation
 2) Regulation
3) Reporting 
4) Resolution
5) Ranking
10.    'Base Rate' in banks is :
    1) Rate of interest payable on demand deposits
    2) Rate of interest payable on fixed deposits
    3) Rate of interest charged by RBI on long term borrowings of Public Sector Banks
    4) Minimum lending rate decided by RBI which shall be adopted by all Public Sector Banks
    5) The minimum interest rate fied by individual banks, below which they cannot lend funds, except cases like Govt, sponsored scheme
11.    Banking Sector will fall under which of the following ?
    1) Agricultural Sector       
    2) Service Sector
    3) Manufacturing Sector
    4) Industrial Sector
    5) Small Scale Sector
12.    THe Govt, of India has recently added the following currency for allowing Indian companies to raise debts through External Commercial Borrowings
1) EURO 
2) Dinar
 3) Great Britain Pound
4) Chinese Yuan
5) Japanese Yen
13.    A Saving Bank Deposit Account is one where:
    1) The deposits are made only once in a year
    2) Amounts are deposited and are withdrawn as per requirement of the customers
    3) Periodical Fixed amount are deposited monthwie and withdrawal are allowed after a fixed period
    4) The deposits are made once in every month
    5) None of these
14.    ASBA scheme is related to Purchase of :
1) IPO 
2) CP
3) CD 
4) TCs
5) None of these
15.    Who among the following is the ex-officio Chairman of the Rajya Sabha at present ?
    1) Mrs. Pratibha Patil
    2) Sri Mohammad Hamid Ansari
    3) Dr. Manmohan Singh
    4) Ms. Miera Kumar
    5) Sri L.K. Advani
16.    WHich of the following States at the instance of the Supreme Court of India, has decided to conduct electronic auction of Iron Ore stocks to be allotted to Iron and Steel producers ?
1) Gujarat 
2) Bihar
3) Madhya Pradesh 
4) Uttar Pradesh
5) Karnataka
17.    Mobile banking requires :
    1) account with a bank with mobile phone linked to interbank mobile payment service
    2) account with mobile post office
    3) account with bank along with mobile phone linked to international mobile payment service
    4) account with bank and mobile phone linked to interstate mobile payment service
    5) account with bank along with mobile phone linked to interdistrict mobile payment service
18.    Saina Nehwala famous player associated with the game of :
1) Hockey 
2) Badminton
3) Golf 
4) Lawn Tennis
5) Table Tennis
19.    Who among the following is the Prime Miniter of Japan at present ?
    1) Mr. Yoshihiko Noda
    2) Mr. Naoto Kan
    3) Mr. Abe Shinzo   
    4) Mr. Yasuo Fukuda
    5) None of these
20.    Central Drug Research Institute is located in which of the following cities in India ?
1) Jamshedpui 
2) New Delhi
3) Jaipur
 4) Lucknow
5) Dhanbad
21.    Which of the following books is written by the Classic Russian author Maxim Gorky ?
1) As You Like It 
2) Lolita
3) The Mother 
4) War and Peace
5) Alice in Wonderland
22.    Summer Olympic of 2016 will be organized is a city in :
1) China 
2) India
3) Brazil 
4) Denmark
5) South Africa
23.    WHich of the following terms is NOT used in the game of Hockey ?
1) Bully 
2) Follow-on
3) Penalty corner 
4) Center pass
5) Scoop
24.    In a bank the following are the usual types of deposit accounts
    1) Savings accounts, electricity accounts and insurance premium accounts
    20 Fixed deposits, Post office savings bank accounts and current deposit accounts
    3) Current accounts, savings bank accounts and term deposit accounts
    4) Loan accounts, savings bank accounts and term deposit accounts
    5) Current bill accounts and term deposit accounts
25.    When a bank dishonours a cheque
    1) it is called settlement of the cheque
    2) it is called withdrawing of the cheque
    3) it is called nullifying of the cheque
    4) it is called trancating of the cheque
    5) it is called return of the cheque unpaid
26.    The latest merger of bank with State bank of India is :
    1) State Bank of Hyderabad
    2) State bank of Indore
    3) State Bank of Saurashtra
    4) State Bank of Travancore
    5) None of these
27.    Mr. Salva Kur Mayardit has taken over as the President of :
1) Republic of South Sudan
2) Vietnam
 3) Myanmar
4) Libya
 5) Iraq
28.    The most powerful tool used by the Reserve Bank of India to control inflatin is
    1) Raise interest rates
    2) Reduce interest rates
    3) Raise Currency Supply
    4) Reduce Currency Supply
    5) Raise interest rates and reduce currency supply
29.    Sub Prime Lending which was the root cause for global meltdown in banks during 2008 means :
    1) Bank finance for non-productive activities
    2) Bank finance not properly disclosed in its Balance Sheet
    3) Bank finance in violation to the directives of the Central Bank
    4) Bank finance to fictitious entities
    5) Bank finance who do not qualify for the best market interest rates
30.    Which of the following represents female literacy rate in India  (As per provisional figures of Census 2011)
1) 60%
 2) 62%
3) 65% 
4) 70%
5) None of these
31.    Corssing of cheques makes them
    1) Invali document
    2) Inteligible to endorse to a person other than the payee
    3) Remain the same in all respect, it is only a practice
    4) Eligible for payment irrespective of sufficient balance in the account
    5) Ineligible to get cash across the bank counter
32.    NEFT and RTGS in banking terminology speaks of
    1) Various deposit products
    2) Various loan products
    3) Electronic Payment Products within a bank
    4) Electronic Fund Transfer from bank to bank
    5) Cheque Truncation Process
33.    The Head Quarters of the World Bank is located in
1) London
 2) Paris
3) New York 
4) Tokyo
5) None of these
34.    Which of the following schemes is lanuched by the Govt. of India only for school children?
1) Kutir Jyoti 
2) Kishor Jeevan
3) Aadhaar 
4) SEWA
5) None of these
35.    Which of the following days is observed as 'World Ozone Day'?
1) 10th August
 2) 16th October
3) 16th September 
4) 10th December
5) 19th January
36.    Which of the following Awards is given by the Govt of Mdhya Pradesh for eexcellence in the field of classical music / dance etc. ?
1) Saraswati Samman
2) Kalidas Samman
3) Shanti Swarup Bhatnagar Award
4) Sahitya Akademi Award
5) None of these
37.    The ownership of Public sector banks rests
    1) Wholly with Government of India
    2) Jointly with Government of India and State Bank of India
    3) Wholly with shareholders from the public
    4) Jointly with Government of India and Reserve Bank of India
    5) Jointly with Government of India and shareholders from the public
38.    Which of the Cups / Trophies is associated with the game of Cricket ?
1) Azlan Shah Cup 
2) Davis Cup
3) Nehru Gold Cup 
4) Ranji Trophy
5) Wimbledon Trophy
39.    Which of the following is the currency of South Korea ?
1) Yen 
2) Kyat
3) Won 
4) Rupee
5) Ringit
40.    Who among the following is the Railway Minister of India at present ?
    1) Sri Sharad Pawar   
    2) Sri Virbhadra Singh
    3) Smt. Ambika Soni   
    4) Sri Dinesh Trivedi
    5) None of these
41.    WHo among the following was a famour Scientist and is known as the, 'Father of India's Nuclear Programme ?
    1) Dr. Homi J. Bhabha
    2) Dr. Satyendra Nath Bose
    3) Dr. Vikram Sarabhai
    4) Dr. Satish Dhawan
    5) Dr. C.V. Raman
42.    Which of the following Awards was given to Dr. M. S. Ahluwalia in 2011 by the Govt. of India?
    1) Padma Vibhushan   
    2) Padmashree
    3) Bharat Ratna   
    4) Man of the Year
    5) Man of the Decade
43.    Which of the following awards is given to Dr. Harish Hande and Ms. Nileema Mishra recently ?
    1) Ramon Magsaysay
    2) Booker Prize
    3) Golden Pen Award
    4) Mercy Ravi Award
    5) Sangeet Natak Akademi Award
44.    Which of the following pacts / agreement will allow agfhanistan to sell its goods in India without paying any tax ?
    1) SAFTA   
    2) Free Market Agreement
    3) Most Favoured Nation Pact
    4) Agreement for Direct Foreign Investment
    4) Agreement to help Least Developed Countries
45.    Non performing assets mean .................
    1) the assets have stopped giving losses to a bank
    2) the assets have stopped giving capital to a bank
    3) the assets have stopped giving income to a bank
    4) the assets have stopped giving income and expenses to a bank
    5) the assets have stopped giving expenses to a bank
46.    Which of the following banks in India has maximum number of branches and ATMs in India ?
    1) IDBI Bank   
    2) Bank of India
    3) Punjab National Bank
    4) ICICI Bank
    5) State Bank of India
47.    EFT means :
    1) Effective Funds Transfer
    2) Efficient FUnds Transfer
    3) Easy Funds Transfer
    4) Elecronic Funds Transfer
    5) Electric FUnds Transfer
48.    UNESCO is an organization working in the field of
    1) Social Welfare
    2) Protecting interest of prisoners of war
    3) Framing international laws
    4) International Collaboration through education, culture and science
    5) Protecting children's right
49.    If a cheque is post dated
    1) bank on whom it is drawn will not honour the cheque before the date of the cheque
    2) bank on whom it is drawn has to honour the cheque before the date of the cheque
    3) bank on whom it is drawnhas the option to honour the cheque before the date of the cheque or not
    4) bank on whom it is drawn has to refer to RBI to bonour the cheque before the date of the cheque
    5) bank on whom it is drawn has to reer to the court to honour the cheque before the date fo the cheuqe
50.    Which of the following countries is a Member of G-8?
1) Iran 
2) Turkey
3) France 
4) Brazil
5) China

ANSWERS:
  1) 3    2) 5   3) 2    4) 4    5) 5    6) 1    7) 4    8) 3    9) 2    10) 5 
11) 4    12) 4   13) 2    14) 1    15) 2    16) 5    17) 1    18) 2        19) 1    20) 4 
21) 3    22) 3    23) 2    24) 3        25) 5    26) 2    27) 1    28) 1    29) 5   30) 3     
31) 2    32) 4    33) 5    34) 5    35) 3    36) 2       37) 4    38) 4    39) 3    40) 4
41) 1    42) 1        43) 1    44) 1    45) 3    46) 5    47) 4    48) 4    49) 1    50) 3 

GENERAL AWARENESS PRACTICE QUESTIONS FOR BANK EXAMS

1. What role do Micro, Small and Medium Enterprises (MSMEs) play in a country’s economic and industrial development ?
(A) They have the capacity to absorb skilled and unskilled labour available in the country.
(B) Such institutions help in distribution of income in a wide spectrum and do not allow it to get concentrated in few hands or in few areas.
(C) They help in eradication of poverty by providing self-emplovment opportunities.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Only (A) & (C)
(5) All (A), (B) & (C)
2. Which of the following statements about the Indian Economy is correct ?
(1) Indian economy is as developed as that of China
(2) About 70% Indians are involved in some type of self-employment and are the owners of some or the other micro or small enterprise
(3) In India single biggest employment is agriculture and allied activities
(4) About 48% Indian workforce is employed in foreign countries or in organisations assisted by foreign capital
(5) None of these
3. Which of the following is/are correct about the problems of Indian Agriculture ?
(A) Large agricultural subsidies are hampering productivity-enhancing investments.
(B) Irrigation infrastructure is in bad shape and needs immediate improvement.
(C) Frequent takeovers of fertile land by private companies and multinationals to launch big business complexes.
(1) Only (A)
(2) Only (A) & (B)
(3) Only (A) & (C)
(4) All (A), (B) & (C)
(5) None of these
4. As per news in various journals, many banks have failed to achieve agri-loan target fixed by the RBI for the year 2010-11. What was the target fixed for the year ?
(1) 10%
(2) 15%
(3) 18%
(4) 24%
(5) 30%
5. Which of the following statements about Agro and Allied activities is not correct ?
(1) Farmers do not get adequate credit for purchase of cattle
(2) There is a need to improve breed and genetic characteristics of the cattle folk
(3) India has huge forest cover and also degraded and marshy land which can be used for productive purposes
(4) India is the 10th largest producer of medicinal and aromatic plants, but the products are not of commercial-value
(5) Animal husbandry plays an important role in providing sustainability under Rain-fed conditions
6. Which of the following schemes launched by the Government of India aims at enhancing the livelihood security of the people in rural areas by guaranteeing hundred days of employment in a financial year to a rural household whose adult members volunteer to do unskilled manual work ?
(1) TRYSEM
(2) Pradhan Mantri Gram Sadak Yojana
(3) Kutir Jyoti Scheme
(4) ASHA
(5) MGNREGA
7. In some parts of India, farmers face acute distress because of heavy burden of debt from non-institutional lenders. Who can be called a non-institutional lender ?
(1) Small Banks
(2) Grameen Banks
(3) Credit Cooperative Societies
(4) Micro Finance Institutions
(5) Moneylenders

8. The South Asian Free Trade Agreement (SAFTA) was introduced with a view of levying how much custom duty for trading any product within the SAARC zone ?
(1) 5%
(2) 4%
(3) 2%
(4) 1%
(5) No customs duty
9. Which of the following organisations prepares rural credit plans on annual basis for all districts in India, which in turn form the base for annual credit plans of all rural financial institutions ?
(1) SIDBI
(2) NABARD
(3) RBI
(4) Indian Banks Association
(5) CII
10. Which of the following is TRUE about the current population trend (s) in India ?
(A) Every year India adds more people to the world’s population than any other country.
(B) Currently India has a young population which will grow somewhat older largely as a result of decline in fertility.
(C) The National Family Planning Programme did not contribute much in controlling fertility rate.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Only (A) & (B)
(5) All (A), (B) & (C)
11. In economic terms, which of the following factors determine the ‘Individual’s demand’ of a product/ commodity ?
(A) Price of a commodity.
(B) Income of the mdividual.
(C) Utility and quality of a commodity
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Only (A) & (C)
(5) All (A), (B) & (C)
12. Which of the following terms is used in the field of economics ?
(1) Adiabatic
(2) Bohr Theory
(3) Plasma
(4) Barter System
(5) Viscosity
13. “Pascal Lamy calls on trade negotiators to move out of their comfort zones towards agreements”, was the headline in some major newspapers. This news is associated with which of the following organisations/agencies ?
(1) World Trade Organisation
(2) International Monetary Fund
(3) World Bank
(4) United Nations Organisation
(5) North Atlantic Treaty Organisation
14. Which of the following is not a function of the Planning Commission of India ?
(1) Assessment of the material, capital and human resources of the country
(2) Formulation of plans for the most effective and balanced utilisation of country’s resources
(3) Public cooperation in national development
(4) Preparation of annual budget of the country and collection of taxes to raise capital for the implementation of the plans
(5) Determination of stages in which the Plan should be carried out
15. Which of the following periods represents the period of the first Five-Year Plan in India?
(1) 1948 – 53
(2) 1947 – 52
(3) 1952 – 57
(4) 1950 – 55
(5) 1951 – 56
16. Which of the following is the name of the process available to common people to seek court’s intervention in matters of public interest ?
(1) Public Interest Litigation (PIL)
(2) Habeas Corpus
(3) Ordinance
(4) Residuary power
(5) None of these
17. India’s foreign policy is based on several principles, one of which is
(1) Panchsheel
(2) Satyamev Jayate
(3) Live and Let Live
(4) Vasudhaiv Kutumbkam
(5) None of these
18. As we know thousands of tonnes of foodgrain was washed away in the floods in Haryana and Punjab a few months back. This incident is an example which indicates that there is a scope for improvement in our machinery controlling our
(1) Mid Day Meal Scheme
(2) Public Distribution System
(3) Food for Work Programme
(4) Village Grain Bank Scheme
(5) Operation Flood Scheme
19. President Barack Obama was on a visit to India a few months back. His visit is said to have forged both the nations into a new era of relations. India managed to sign a special agreement with US in which of the following fields/areas as a byproduct of the visit of Obama ?
(A) Energy sector & Nuclear energy as US has lifted sanctions on supply of high tech machines.
(B) Skill Development Programmes in IT sector in which US has super-specialisation.
(C) Training in management of Micro-finance Institutions.
(1) Only (A)
(2) Only (B)
(3) Only (A) & (C)
(4) Only (B) & (C)
(5) Only (A) & (B)
20. Many times we read a term Tax Haven’ in various newspapers. What does it mean ?
(A) It is a country where certain taxes are levied at a very low rate.
(B) It is a country where people can dump their illegal money without any problem.
(C) It is a place where foreigners can work without paying any tax on their income.
(1) Only (A) & (B)
(2) Only (B)
(3) Only (B) & (C)
(4) Only (A)
(5) All (A), (B) & (C)
21. As per existing law, what is the minimum per day wages paid to a worker from unorganised sector in India ?
(1) Rs. 50
(2) Rs. 75
(3) Rs. 100
(4) Rs. 125
(5) No such law is there
22. Who amongst the following was awarded the “Indira Gandhi Peace Prize” for 2010 ?
(1) Ronald Noble
(2) Luiz Inacio Lula D’Silva
(3) Mohammed ElBaradei
(4) Aung San Suu Kyi
(5) None of these.
23. Which of the following is not a Poverty Eradication Programme launched by the Government of India ?
(1) Swarnjayanti Gram Swarozgar Yojana
(2) Jawahar Gram Samridhi Yojana
(3) National Social Assistance Programme
(4) AADHAAR
(5) National Family Benefit Scheme
24. According to the World Bank estimate about 40% Indians are living below International Poverty line of US $
(1) 1 per day
(2) 1.25 per day
(3) 2 per day
(4) 2.5 per day
(5) 3 per day
25. The 10th Trilateral Ministerial Meeting of RIC group was organised in November 2010. Who are the members of the RIC ?
(1) Russia – Iran – China
(2) Russia – India – China
(3) Romania – Iran – Canada
(4) Romania – Israel – Chile
(5) Russia – India – Croatia
26. India and Syria recently decided to double their trade in next 2 years. Indian Government has decided to export which of the following commodities to Syria ?
(1) Natural gas
(2) Milk
(3) OIL
(4) Wheat
(5) All of these
27. India has sanctioned a Rs. 26 million grant to which of the following countries for development of tube wells ?
(1) Myanmar
(2) Bangladesh
(3) Nepal
(4) Pakistan
(5) Sri Lanka
28. Which of the following is the name of the scheme launched by the Government of India for adolescent girls ? (Launched in November 2010)
(1) Swawlamban
(2) SABALA
(3) AADHAAR
(4) ASHA
(5) None of these
29. Many times we see in financial journals/bulletins a term M3. What is M3 ?
(1) Currency in circulation on a particular day
(2) Total value of the foreign exchange on a particular day
(3) Total value of export credit on a given date
(4) Total value of the tax collected in a year
(5) None of these
30. As per news in various newspapers, Government has allocated a huge sum of Rs. 31,000 crore for ‘RTE’. What is full form of RTE ?
(1) Right to Education
(2) Reforms in Technical Education
(3) Return to Empowerment
(4) Right to Empowerment
(5) Renewable Technology for Energy
31. Which of the following is not a major function of the RBI in India ?
(1) Issuance of currency notes
(2) To facilitate external trade and payment and developing a foreign exchange market in India
(3) Maintaining price stability and ensuring adequate flow of credit to productive sectors
(4) Taking loans/credit from World Bank/IMF and ADB etc. and reallocating it for various activities decided by the Government of India
(5) Formulation and monitoring the monetary and credit policy
32. The RBI has regional offices at various places. At which of the following places it does not have an office ?
(1) Kota
(2) Shimla
(3) Lucknow
(4) Panaji
(5) Guwahati
33. Which of the following organisations/agencies has given a US, $ 407 billion loan to India to boost up its micro finance services in unbanked areas ?
(1) IMF
(2) World Bank
(3) Bank of Japan
(4) ADB
(5) Jointly by IMF and ADB
34. The Prime Minister’s Economic Advisory Council (PMEAC) has projected that the Indian Exports will grow by what percentage during 2010-11 ?
(1) 15%
(2) 18%
(3) 22%
(4) 24%
(5) 28%
35. Which of the following organisations/agencies has given the estimate that India will be third largest FDI recipient in 2010-12 ?
(1) UNCTAD
(2) WTO
(3) World Bank
(4) IMF
(5) None of these
36. The performance of which of the following industries is considered performance of a core industry ?
(1) Garments
(2) Leather
(3) IT
(4) Oil and Petroleum
(5) Handicrafts
37. Who amongst the following is not a recipient of Nobel Prize in economics ?
(1) Peter A. Diamond
(2) Dale T. Mortensen
(3) Amartya Sen
(4) Paul Krugman
(5) Robert G. Edwards
38. Basel Committee has given its recommendations on which of the following aspects of banking operations ?
(1) Marketing of bank products
(2) Priority sector lending
(3) Risk Management
(4) Micro financing
(5) All of these
39. Which of the following is the rank of India in Human Development Report 2010 prepared by the UNO ?
(1) 99
(2) 100
(3) 115
(4) 119
(5) None of these
40. Which of the following was/were the key objectives of the RBI’s review of Monetary and Credit Policy 2010-11 which was reviewed again on 2nd November 2010 ?
(A) To sustain the anti-inflationary thrust.
(B) To maintain an interest rate regime consistent with price.
(C) To provide e^rtra tax incentives to exporters who were in stress due to market fluctuations.
(1) Only (A)
(2) Only (B)
(3) Only (A) & (B)
(4) All (A), (B) & (C)
(5) None of these
41. PUGS is the group of nations falling under
(1) Euro zone
(2) Asia Pacific
(3) SAARC
(4) NATO
(5) Commonwealth
42. Which of the following is / are the preconditions, the IMF has put to provide bail out package to Ireland ?
(A) It should gradually lower down unemployment benefits.
(B) It should bring down the minimum wages in order to boost employment.
(C) It should import some of the crucial commodities from non euro countries as an immediate measure to improve shortage of the same.
(1) Only (A) & (B)
(2) Only (B) & (C)
(3) Only (A) & (C)
(4) Only (A)
(5) All (A), (B) & (C)
43. India is self sufficient in production of which of the following commodities ?
(1) Edible oil
(2) Milk
(3) Pulses
(4) Natural gas
(5) All of these
44. Which of the following is used as a fuel in Nuclear power stations in India ?
(1) Thorium
(2) Copper
(3) Tin
(4) Cromium
(5) All of these
45. Which of the following States has taken up the job of improving Dams with the help of the World Bank’s Dam Rehabilitation and Improvement project ?
(1) Kerala
(2) Gujarat
(3) Tamil Nadu
(4) Uttar Pradesh
(5) Guwahati
46. Nitish Kumar-led National Democratic Alliance won how many seats in recendy held assembly elections in Bihar ?
(1) 150
(2) 243
(3) 200
(4) 206
(5) None of these
47. Who amongst the following is the author of the book “Development as Freedom”?
(1) M. S. Swaminathan
(2) C. Rangarajan
(3) Manmohan Singh
(4) Y.V. Reddy
(5) Amartya Sen
48. Which of the following terms is used in Finance and Banking ?
(1) Line of Sight
(2) Scattering Loss
(3) Revenue
(4) Oscillation
(5) Shielding
49. Who amongst the following is a famous economist ?
(1) Richard Dawkins
(2) Alan Greenspan
(3) Vernon Heywood
(4) Olivar Sachs
(5) Stephen Hawking
50. Who amongst the following has never held post of the Governor of the RBI
(1) C. Rangarajan
(2) L. K. Jha
(3) Manmohan Singh
(4) Bimal Jalan
(5) Usha Thorat

ANSWERS:

1. [4]	6. [5]	11. [5]	16. [1]	21. [3]	26. [4]	31. [4]	36. [4]	41. [1]	46. [4]
2. [3]	7. [5]	12. [4]	17. [1]	22. [2]	27. [5]	32. [1]	37. [1]	42. [5]	47. [5]
3. [4]	8. [5]	13. [3]	18. [4]	23. [2]	28. [5]	33. [2]	38. [3]	43. [1]	48. [3]
4. [3]	9. [2]	14. [4]	19. [5]	24. [1]	29. [1]	34. [3]	39. [4]	44. [1]	49. [2]
5. [4]	10. [1]	15. [5]	20. [2]	25. [2]	30. [1]	35. [1]	40. [3]	45. [1]	50. [5]

GENERAL AWARENESS PRACTICE QUESTIONS

1. Which of the following statement (s) reflects India’s stand on new World Trade Organization’s proposal on the issue of the subsidy to agro products ?
(1) India would protect the interest of its poor farmers who can not bear the burden of the cost of the products if they have to sell them on cheaper rate.
(2) Indian industry needs more flexibility as compared to the industry in developed countries.
(3) WTO has set up a new committee under the chairmanship of Putin of Russia to look into the issue of subsidy and find out a solution to the problem acceptable to all the parties.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these

2. Which of the following statement (s) is / are true about the 11th five year plan of India ?
(1) The highest priority is given to exports , education and development of steel sector.
(2) The plan aims at achieving the growth at 10 % level by the end of the plan.
(3) The Rashtriya Krishi Vikas Yojana is revived in such a way so that it can be achieve a growth nof 4 % for agriculture sector.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these

3. As per the figures released recently the Stock markets in emerging economies made handsome returns last year (2007-08). Which of the following stock markets amongst the BRIC nations registered highest increased (97 %) compared to its performance in 2006-07 ?
(A) Cina
(B) Brazil
(C) Russia
(D) India
(E) None of these

4. Bayana which was in news recently is a place in -
(A) Uttar Pradseh
(B) Madhya Pradseh
(C) Bihar
(D) Haryana
(E) Rajasthan

5. Which of the following statement (s) is / are correct about the Indo-Russia Bilateral Defence Ties ?
(1) Both the countries have decided to produce a fifth generation fighter aircraft and a multi role cargo plane.
(2) India has agreed to launch Russian missiles from its base at Chandipur incase some other nation attacks on Russia
(3) India and Russia were able to sort out differences over the utilization of Rupee debt fund which is of Rs. 8000 Crore at present.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 3 only
(E) None of these

6. India has recently decided to put a wire fence on the 76 km. long border in Dhudri district in Assam. The fence will separate India from -
(A) Nepal
(B) China
(C) Bangladesh
(D) Myanmar
(E) Pakistan
ANS (C)

7. As we all know the Govt. of India is very keen about providing banking service to the people in rural and remote areas . However , banks feel that the cost of providing services in these areas for financial inclusion is quite high if services are offered through the “traditional branch channel “. What is / are the other alternative cost effective channel (s) to fulfill this aim of the Govt. of India ?
(1) Putting biometric ATMs.
(2) Introduce mobile banking.
(3) Issue credit or debit cards
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these

8. The Govt. of India recently issued a notification altering constituencies in 24 States and Union territories. This is done as per the provision of which of the following Acts?
(A) Delimitation Act
(B) Census Act
(C) Parliament Act
(D) State Reorganization Act
(E) None of these

9. As we read very frequently in the newspaper fraudulent activities in financial world is still continuing despite various efforts made by various countries to prevent them. As an estimate by IMF, what is the probable amount derived from such illegal activities which is laundered through the world’s formal financial systems every year? About -
(A) US$ 500 billion
(B) US$ 800 billion
(C) US$ 1000 billion
(D) US$ 1250 billion
(E) US$ 1500 billion

10. Indian Prime Minister during his visit the Arunachal Pradesh a few months back asserted that the State is India’s Land of Rising Sun. Which of the following countries did not like his statement and had raised some objection over his visit to Arunachal Pradesh which is very much a part of India?
(A) Myanmar
(B) China
(C) Bangladesh
(D) Bhutan
(E) Nepal

11. Which of the following is the amount of insurance cover provided to the workers of the unorganized sector under Rashtriya Swasthya Bima Yojana?
(A) Rs. 10,000/-
(B) Rs. 20,000/-
(C) Rs. 30,000/-
(D) Rs. 40,000/-
(E) Rs. 50,000/-

12. Which of the following is NOT one of the highlights Economic Survey presented in the Lok Sabha for the year 2007-08?
(A) Economy has “moved to higher growth phase”
(B) A trend of acceleration in domestic investment and saving rate is recorded.
(C) Buoyant growth in Govt. revenue.
(D) Indian Economy at market rate of exchange crossed 1 trillion US$ in current fiscal.
(E) Net Foreign direct Investment increased by 350 % .

13. Which of the following is / are correct about sub prime crisis which was in news recently?
(1) It has reduced the flow of capital coming of Indian Stock Markets.
(2) The sub prime crisis is the major financial crisis whose origin is in the Russia and Brazil. It has adversely affected the economy of Europe and USA.
(3) The crisis started when some people started trading with false Share certificates of major blue chip US companies in the stock markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
ANS ()

14. The Prime Minister Gram Sadak Yojana (PMGSY) has a target to connect all habitations of which of the following levels with all weather roads by 2008-09?
(A) 1000+
(B) 2000+
(C) 3000+
(D) 4000+
(E) None of these

15. As we all know the value of the Indian rupee has appreciated in the recent past . The value of the Rupee is direct dependent on which of the following?
(A) Availability of commodities in the market.
(B) VAT introduced by the Govt. on various commodities.
(C) Size of total Forex Reserve of India currently.
(D) Capital flow in the market during a given period of time.
(E) None of these

16. Which of the following banks has taken over the Centurion Bank of Punjab?
(A) ICICI Bank
(B) IDBI Bank
(C) HDFC Bank
(D) AXIS Bank
(E) None of these

17. As per provision made in Bharat Nirman programme the pace of creation of irrigation facilities is required to be raised from present level of 1.42 million hectare per year in such a way so that it can achieve the target level fixed for the same?
(A) 1.50 million hectares / year
(B) 1.75 million hectares / year
(C) 2.00 million hectares / year
(D) 2.25 million hectares / year
(E) 2.50 million hectares / year

18. Inflation has become major area of concern in India these days. What measures do the Govt. pf India / RBI normally take to control the same?
(1) Fixation of Maximum Price of the Commodities
(2) System of Dual prices.
(3) Increased in supply of food grains.
(4) Control on credit and liquidity in market.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2,3 & 4
(E) All 1,2,3 & 4

19. How much edcation cess is being levied on all the taxes to support elementary education for the children of age group of 6-14 years under Sarva Shiksha Abhiyan (SSA)?
(A) 0.50%
(B) 0.75%
(C) 1.00%
(D) 1.5O%
(E) 2.00%

20. Which of the following is / are correct about various concessions given in the Union Budget for 2008-09?
(1) Five years tax holidays for setting up hospitals in Tier II & Tier III regions for providing health care in rural areas.
(2) Commodities tax transaction to be introduced.
(3) Banking cash transaction tax withdrawn.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2 & 3
(E) All 1,2 & 3

21. Which of the following statements reflects the aim (s) Jawaharlal Nehru National Urban Renewal Mission (JNNURM)?
(1) Give focused attention to integrated development of infrastructure in selected cities.
(2) Provide basic services to the urban poors
(3) Scale up civic amenities and provision of utilities in urban areas.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these

22. The Press Freedom Day is observed on which of the following days?
(A) 1st May
(B) 1st June
(C) 3rd May
(D) 3rd June
(E) 10th June

23. As per the decision taken by the Govt. of India now the National Rural Employment Guarantee Act is extended to all the districts of India. This means it will now be applicable to about-
(A) 200 districts
(B) 300 districts
(C) 400 districts
(D) 500 districts
(E) 600 districts
ANS (E)

24. As per the reports published by the Ministry of Finance recently the overseas borrowings by the Corporates and currency fluctuation has gone up by which of the following percentage points? About -
(A) 1%
(B) 2%
(C) 3%
(D) 4%
(E) 5%

25. The Govt. of India and Reserve Bank of India is planning to set up an autonomous “ATM corporation of India” in which various banks can get together for common ATM operations. If this happens how will we all be benefited by the same?
(1) It will be a cost effective measure as each bank can share its operational cost with others.
(2) Clients can withdrawn money from any ATM from any location. They are not required to go to their banks’ ATM only.
(3) It will indirectly help the IT business also as India has a large pool of IT skilled manpower waiting for suitable placement.
(A) Only 1
(B) Only 2
(C) Both 1 & 2
(D) All 1,2 & 3
(E) None of these

26. As per the news published in various newspapers the Govt. of India has decided to create a Strategic Reserve of -
(A) Oil & Petroleum
(B) Rasoi Gas
(C) Food grains
(D) Cement & Steel
(E) None of these

27. The Govt. of India had constituted a high level committee on financial sector reforms with Raghuram G. Rajan as its Chairman. Which of the following is / are the recommendations of the committee?
(1) Liberalize the interest rate that banks/institution can charge to ensure credit for poors.
(2) Create an office of the Ombudsman exclusively for financial sector.
(3) Do not allow foreign investors in domestic stock markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these

28. Yves Leterme has taken over as the prime minister of -
(A) Newzealand
(B) Belgium
(C) Croatia
(D) Portugal
(E) None of these

29. The State Bank of India recently opened its 10000th branch in Puduvayal (Tamil Nadu). Only a bank in China has more branches than State Bank of India in the world. What is the name of that Chinese bank?
(A) Shanghai Commercial Bank
(B) Bank of China
(C) China Banking Corporation
(D) Industrial and Commercial Bank of China
(E) None of these

30. Many a times we read about ‘Globalization’ and its impact on business practice in India. Which of the following is NOT one of the important parameters of ‘Globalization’?
(1) Reduction of trade barriers to permit free flow of goods and services amongst various nations.
(2) Developing an environment in which free flow of capital can take place.
(3) Promoting local industry to cater to the needs of the consumers in Tier II and Tier III cities. The production from metros should be reserved only for exports.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) Both 2 & 3

ANSWERS

1 - A    2 - D   3-D   4-E   5-A   6-C   7-B   8-A   9-D   10-B
11-C   12-E   13-   14-A   15-A   16-C   17-D   18-D   19-E
20-E   21-D   22-C   23-E   24-C   25-C   26-C   27-E   28-E
29-D   30-D

Prathama Gramin Bank Officers Exam. Solved Paper

General Knowledge 

(Exam Held on 25-9-2011)

1. Who amongst the following is a Classic Russian author and had written famous book ‘Anna Karenina’ ?

(A) Anton Chekhov
(B) Leo Tolstoy
(C) Maxim Gorky
(D) Vladimir Nabokav
(E) Boris Pasternak
Ans : (B)

2. What is the full form of the letter ‘D’ in the abbreviation ‘MPLADS’ which was recently in news ?
(A) Damaging
(B) Decorating
(C) Development
(D) Dealing
(E) Delimitation
Ans : (C)

3. The World Bank has given a US $ 1 billion loan to clean which of the following rivers in India ?
(A) Narmada
(B) Krishna
(C) Ganga
(D) Jhelum
(E) Beas
Ans : (C)


4. India is a member of which of the following group of countries ?
(A) OPEC
(B) NATO
(C) European Union
(D) Least Developed countries
(E) BRICS
Ans : (E)

5. Prime Minister of India was recently on a visit to Ethiopia and Tanzania. This means he visited two—
(A) European countries
(B) African countries
(C) Asian countries
(D) American countries
(E) Middle East countries
Ans : (B)

6. The 34th National Games were organized in which of the following States ?
(A) Bihar
(B) Assam
(C) Maharashtra
(D) Gujarat
(E) Jharkhand
Ans : (E)

7. Who among the following has taken over as Union Minister of Railways ?
(A) Dinesh Trivedi
(B) Lalu Prasad Yadav
(C) Kamal Nath
(D) Sharad Pawar
(E) Anand Sharma
Ans : (A)

8. India recently decided to provide US $ 500 million to which of the following nations in its neighbourhood to help it in its redevelopment projects as the country is trying to come up after a long civil war and control of UN peace keeping forces ?
(A) Bangladesh
(B) Pakistan
(C) Afghanistan
(D) Nepal
(E) Bhutan
Ans : (C)

9. As per the amendments made in the Right to Education Act, now free-education will be available to the children upto Standard—
(A) 4th
(B) 6th
(C) 8th
(D) 10th
(E) 12th
Ans : (D)

10. Which of the following State Govts. signed a historical pact on Gorkhaland Administration a few months back ?
(A) Uttarakhand
(B) Uttar Pradesh
(C) West Bengal
(D) Assam
(E) Manipur
Ans : (C)

11. NATO recently attacked and bombarded which of the following countries as it wanted to control violence between the Govt. of that country and a group of protestors ?
(A) Russia
(B) Iran
(C) Pakistan
(D) Bangladesh
(E) Libya
Ans : (E)

12. India’s population is approximately—
(A) 1 billion
(B) 1•5 billion
(C) 1•75 billion
(D) 1•21 billion
(E) 1•6 billion
Ans : (D)

13. Who amongst the following is the Speaker of the Lok Sabha at present ?
(A) Ambika Soni
(B) Meira Kumar
(C) Pranab Mukherjee
(D) Sushma Swaraj
(E) Sonia Gandhi
Ans : (B)

14. India recently resumed Foreign Ministerial level talks with which of the following countries which was suspended sometimes back due to deadlock on certain crucial issues ?
(A) USA
(B) Bangladesh
(C) China
(D) Pakistan
(E) Sri Lanka
Ans : (D)

15. Which of the following was the issue which was discussed in a specially convened session of the Parliament on August 27, 2011 ?
(A) Land Acquisition Amendment Bill
(B) Constitutional Reforms Bill
(C) Women’s Reservation Bill
(D) Anti Commercial Violence Bill
(E) Lok Pal Bill after its redrafting
Ans : (E)

16. ‘Dhanush’ is an indigenously developed by India—
(A) Missile
(B) Sub-marine
(C) Patton tank
(D) Fighter plane
(E) Passenger aircraft
Ans : (A)

17. Islam Karimov who was on a visit to India is the President of—
(A) Iraq
(B) Iran
(C) Ethiopia
(D) Tanzania
(E) Uzbekistan
Ans : (E)

18. Which of the following is the name of a missile developed by India ?
(A) Dhruva
(B) USHA
(C) Vivian
(D) Trishul
(E) PADMA
Ans : (D)

19. Who among the following is not a Cricket Player ?
(A) Ashish Nehra
(B) James Anderson
(C) Shivnarine Chanderpaul
(D) Jade Dernbach
(E) Vishwanathan Anand
Ans : (E)

20. The 11th Five Year Plan will be over in—
(A) December 2011
(B) January 2012
(C) March 2012
(D) December 2012
(E) March 2013
Ans : (C)

21. Who amongst the following is a well known name in the field of Banking in India ?
(A) H. R. Bharadwaj
(B) S. Y. Qureshi
(C) Yusuf Pathan
(D) D. Subbarao
(E) Ashok Gehlot
Ans : (D)

22. Who among the following is not a Chief Minister of a State at present ?
(A) Tarun Gogoi
(B) Ghulam Nabi Azad
(C) N. Rangaswamy
(D) Raman Singh
(E) Arjun Munda
Ans : (B)

23. Mamta Banerjee belongs to which political party ?
(A) Congress
(B) CPM (I)
(C) BJP
(D) Trinamool Congress
(E) BSP
Ans : (D)

24. Who among the following was given Lifetime Achievement Award in 12th IIFA Awards Ceremony held in Toronto in June 2011 ?
(A) Asha Bhonsle
(B) Lata Mangeshkar
(C) Amitabh Bachchan
(D) Rajesh Khanna
(E) Hema Malini
Ans : (A)

25. Asian Cup Women’s Boxing Tournament was organized in May 2011 in—
(A) Japan
(B) China
(C) South Korea
(D) India
(E) Malaysia
Ans : (B)

26. Which of the following States won the National Hockey Championship 2011 ?
(A) Karnataka
(B) Haryana
(C) Punjab
(D) Maharashtra
(E) Kerala
Ans : (B)

27. Which of the following is an ore of a metal ?
(A) Bauxite
(B) Lime Stone
(C) Sulphur
(D) Menthol
(E) Camphor
Ans : (A)

28. The 43rd Jnanpith Award was given to whom among the following ?
(A) S. L. Bhyrappa
(B) Vishwanath Prasad Tiwari
(C) O. N. V. Kurup
(D) Javed Akhtar
(E) Malti Joshi
Ans : (C)

29. Who among the following is a famous Chess Player ?
(A) Koneru Humpy
(B) Pargat Singh
(C) Baichung Bhutia
(D) Ajit Pal Singh
(E) Ishant Sharma
Ans : (A)

30. Which of the following is the full form of ‘CBS’ as used in banking system ?
(A) Corporate Business Strategies
(B) Core Banking Solution
(C) Common Banking Strategies
(D) Common Business Strategies
(E) Corporate Banking Solution
Ans : (B)

31. Which of the following is the name of a Private Sector Bank in India ?
(A) Dena Bank
(B) Syndicate Bank
(C) IDBI Bank
(D) Corporation Bank
(E) South Indian Bank
Ans : (E)

32. Which of the following terms is used in the field of Banking and Finance ?
(A) Accrued interest
(B) Assimilation
(C) Deviance
(D) Diffusion
(E) Stagnant population
Ans : (A)

33. Which of the following is not a Public Sector Unit ?
(A) Mishra Dhatu Nigam
(B) Hindalco Industries
(C) Bharat Bhari Udyog Nigam
(D) Container Corporation of India
(E) Hindustan Organic Chemicals
Ans : (E)

34. Which of the following terms is used in the game of Cricket ?
(A) Back hand
(B) Volley
(C) Follow on
(D) Jockey
(E) Deuce
Ans : (C)

35. Which of the following books is written by Arundhati Roy ?
(A) The God of Small Things
(B) A House for Mr. Biswas
(C) The Glass Palace
(D) The Namesake
(E) A Fine Balance
Ans : (A)

36. Which of the following is grown as a Spice used in daily cooking and also to be used as a quick remedy of many common ailments ?
(A) Marigold
(B) Turmeric
(C) Jatropha
(D) Cactus
(E) Fern
Ans : (B)

37. Which of the following prizes / awards is given by the Govt. of India ?
(A) Kalinga Award
(B) Pulitzer Prize
(C) Padma Bhushan
(D) Jamanalal Bajaj Award
(E) Saraswati Samman
Ans : (D)

38. Which of the following is grown as a vegetable ?
(A) Groundnut
(B) Cotton seed
(C) Custard apple
(D) Radish
(E) Castor
Ans : (D)

39. Which of the following cups/trophies is associated with the game of Hockey ?
(A) Irani Cup
(B) Duleep Trophy
(C) Rovers Cup
(D) Agha Khan Cup
(E) Ranji Trophy
Ans : (D)

40. ‘Kathakali’ is a form of dance drama originated in—
(A) Kerala
(B) Tamil Nadu
(C) Orissa
(D) Uttar Pradesh
(E) Manipur
Ans : (A)

41. Who among the following was a famous Scientist of Indian origin and was awarded Nobel Prize during his life time ?
(A) C. V. Raman
(B) Meghnad Saha
(C) Jagdish Chandra Basu
(D) Birbal Sahni
(E) Homi Bhabha
Ans : (A)

42. Which of the following agencies/organizations is closely associated with the functioning of the banking and finance companies in India ?
(A) UNESCO
(B) WTO
(C) SEBI
(D) UGC
(E) CBFC
Ans : (C)

43. Which of the following is not a member of South Asian Association for Regional Cooperation (SAARC) ?
(A) Pakistan
(B) Afghanistan
(C) Nepal
(D) Bhutan
(E) Japan
Ans : (E)

44. Which of the following is called the upper House of the Parliament in India ?
(A) The Lok Sabha
(B) Office of the President of India
(C) The Union Cabinet
(D) Office of the Prime Minister of India
(E) The Rajya Sabha
Ans : (E)

45. What is the full form of ‘KYC’ as used in banking world ?
(A) Keep Your Credibility
(B) Know Your Credibility
(C) Know Your Clients
(D) Keep Your Customer
(E) Know Your Customer
Ans : (E)

46. Which of the following is the name of a bank having offices and branches in India ?
(A) Kotak Mahindra
(B) NCL
(C) Wipro
(D) DLF
(E) GAIL
Ans : (A)

47. Which of the following is a software and allied services company functioning in India ?
(A) NTPC
(B) SAIL
(C) AXIS
(D) Infosys
(E) Ambuja
Ans : (D)

48. What is full form of ‘NGO’ a term we listen very often these days ?
(A) National Growth and Opportunities
(B) Non-Governmental Organisation
(C) New Growth & Organisation
(D) Not Growing Organisation
(E) Net Growing Options
Ans : (B)

49. Nirupama Rao is appointed new Ambassador of India to—
(A) Germany
(B) France
(C) Russia
(D) USA
(E) China
Ans : (D)

50. Financial Inclusion does not include which of the following ?
(A) Having a bank account
(B) Micro credit during emergency
(C) Free registration of business enterprises
(D) Access to all kinds of commercial/personal loans
(E) Access to credit/debit cards
Ans : (C)