IBPS BANKING AWARENESS PRACTICE QUESTIONS

1. Which of the following bodies tightened the norms for foreign exchange risk cover in India mentioning that only companies with a networth of Rs 200 crore can use derivatives to hedge against risk of volatility in currency rates?
a. IMF
b. Reserve Bank of India
c. SEBI
d. Union Ministry of Finance
Ans: b
2. Which body in India finally provided tax exemption on the 9.5 per cent interest income on PF deposits for 2010-11?
a. Reserve Bank of India
b. Income Tax Department
c. Employees’ Provident Fund Organisation
d. Corporate Affairs Ministry
Ans: b
3. (1) The report on Customer Service in Banks by a committee chaired by M. Damodaran, former Chairman of the Securities and Exchange Board of India (SEBI) that was released on 3 July 2011 recommended an increased deposit insurance cover of Rs.5 lakh so as to encourage individuals to keep all their deposits in banks.
(2) The panel also suggested blocking of lost ATM cards through SMS and immediate restoration of funds in case of non-dispensation of cash at an ATM within 5 working days.
Which of the above is not true?
a. Only 1
b. Only 2
c. Both 1 & 2
d. None of the above
Ans: b
4. The Reserve Bank of India (RBI) in a bid to tame inflationary pressure hiked the short-term indicative policy rate (repo rate) by 50 basis points on 26 July 2011. The repo rate currently stands at what percentage?
a. 7%
b. 7.5%
c. 8%
d. 8.5%
Ans: c
5. Which bank posted a 99 per cent drop in net profit at Rs 21 crore for the fourth quarter ended 31 March 2011 against Rs 1867 crore during the corresponding period in 2010?
a. Indian Overseas Bank
b. State Bank of India
c. Bank of India
d. United Bank of India
Ans: b
6. Who did global payments processing company MasterCard appoint as the General Manager, South Asia and Country President, India?
a. T. V. Seshadri
b. Vicky Bindra
c. Tunde Lemo
d. Ajay Banga
Ans: a
7. Government of India on 19 July 2011 appointed Usha Ananthasubramanian, former general manager of Bank of Baroda (BoB) as executive director of which public sector lender?
a. Central Bank of India
b. Punjab National Bank
c. United Bank of India
d. Gramin Bank
Ans: b
8. Name the public sector lender that selected Metlife as its partner for a proposed foray into the life insurance segment.
a. Syndicate Bank
b. Punjab National Bank
c. Corporation Bank
d. United Bank of India
Ans: b
9. Which bank signed a memorandum of understanding with Dewan Housing Finance Corporation (DHFL) under which DHFL will distribute home loans to Yes Bank's customers?
a. Canara Bank
b. ABN Amro bank
c. Yes Bank
d. HSBC
Ans: c
10. Which life insurance company in India launched a new non-linked health insurance plan, Jeevan Arogya?
a. HDFC Standard Life Insurance Co. Ltd
b. Life Insurance Corporation of India
c. IDBI Fortis Life Insurance Company Ltd.
d. SBI Life Insurance Co. Ltd
Ans: b
11. Which of the following public sector banks in November 2011 froze its lending to the power sector?
a. State Bank of India
b. Allahabad Bank
c. Punjab National Bank
d. United Bank of India
Ans: b
12. Which Indian bank on 10 May 2011 raised benchmark prime lending rate 75 basis points to 14% following raising of interest rates by RBI by basis points on 3 May 2011?
a. State Bank of India
b. Union Bank
c. Punjab National Bank
d. Bank of Baroda
Ans: a
13. The Reserve Bank of India on 26 April 2011 fined 19 banks, including the country's top private and foreign banks for violating its guidelines on derivatives. Which is the only public sector bank on the list of banks to be fined?
a. State bank of India
b. Punjab National Bank
c. Bank of India
d. Indian Bank
Ans: a
14. The Reserve Bank of India on 25 August 2011 released its Annual Report for 2010-11. Which of the following was not discussed in the Annual Report the Central Board of the RBI?
a. assessment of the macroeconomic performance during 2010-11
b. prospects for 2011-12
c. working and operations of the Reserve Bank and its financial accounts
d. role of regulatory bodies in controlling the financial markets
Ans: d
15. Reserve Bank of India (RBI) panel headed by headed by Usha Thorat, Director, Centre for Advanced Financial Research and Learning (CAFRAL) on 29 August 2011 came up with suggestion on non-banking finance company (NBFC). Which of the following related to this statement is not true?
1. The panel suggested the central bank to insist on a minimum asset size of more than Rs.25 crore for registering any new non-banking finance company (NBFC)
2. Transfer of shareholding, direct or indirect, of 25 per cent and above, change in control, merger or acquisition of any registered NBFC will require prior approval of the Reserve Bank.
3. Tier-I capital for capital to risk weighted assets ratio (CRAR) purposes would be specified at 12 per cent to be achieved in three years for all registered deposit-taking and non-deposit-taking NBFCs.
4. NBFCs would be subject to regulations similar to banks while lending to stock brokers and merchant banks and similar to stock brokers, as specified by the Securities and Exchange Board of India (SEBI)
a. 1 & 4
b. 2 & 4
c. Only 4
d. Only 1
Ans: d
16. Which Indian PSU bank in tune with its plans to expand its retail division in the UK entered the mortgage market in the country for the first time?
a. Punjab National Bank
b. Oriental Bank of Commerce
c. State bank of India
d. Indian Overseas Bank
Ans: c
17. Which of the following banks set up two loan processing centres for the small and medium enterprise (SME) segment on a pilot basis in Bangalore & in New Delhi in September 2011?
a. Corp Bank
b. United Bank of India
c. Syndicate Bank
d. Bank of Baroda
Ans: c
18. The government suspended M Ramadoss for alleged violations in issuing insurance cover to an airline during his stint as head of another state-run insurer. To which insurance group did he belong to?
a. New India Assurance
b. LIC
c. GIC
d. ICICI Insurance
Ans: a
19. Which of the following banks in early May 2011 entered into a tie-up with non-banking finance companies such as Future Capital, Bajaj Finance, and Reliance Capital to grow its retail portfolio?
a. Central Bank of India
b. State Bank of India
c. Bank of India
d. HDFC Bank
Ans: a
20. Which are the two Gujarat-based cooperative sector lenders on which Reserve bank of India imposed a financial penalty of Rs 1 lakh each for violation of various rules, including anti-money laundering guidelines?
1. Shree MahalaxmiMercantile Co-operative Bank
2. Rander People's Co-operative Bank
3. Abad District Co Op Bank
4. Ahd Mercantile Co-Op Bank Ltd
a. 1 & 2
b. 2 & 3
c. 1 & 4
d. 3 & 4
Ans: (a)

SBI Associate Banks Probationary Officers Exam., 2011

General Awareness, Marketing and Computers

(Exam Held on 7-8-2011)

1. A major Public Sector Bank raised interest rates on loans by 25 basis points–was news in some major financial newspapers recently. This means bank has raised interest by 25 basis points of–
(A) Savings Bank Interest Rate
(B) Base Lending Rate
(C) Repo Rates
(D) Present Rates on Deposits
(E) Discounted Rates of Interest
Ans : (B)

2. The Finance Minister of India in one of his press conferences said that inflationary pressure is likely to continue following recent increase in rates of some commodities in international markets. Which of the following commodities was he referring to as it gets frequent increase at international levels and disturbs our Home Economy substantially ?
(A) Gold and Silver
(B) Petroleum products
(C) Tea and Coffee
(D) Sugar
(E) Jute and Jute products
Ans : (B)

3. Immediately prior to change in the measure of Food Inflation, which of the following indexes was being used for measuring it?
(A) Wholesale Price Index
(B) Consumer Price Index
(C) Interest Rates offered by banks on deposits
(D) Sensex and Nifty
(E) None of these
Ans : (B)


4. What is the full form of 'FINO' a term we see frequently in financial newspapers ?
(A) Financial Investment Network and Operations
(B) Farmer's Investment in National Organisation
(C) Farmers Inclusion News and Operations
(D) Financial Inclusion Network and Operations
(E) None of these
Ans : (E)

5. Which of the following is / are commodity/ies on which subsidy is given to farmers / poor in India ?
1. Fertilizer
2. Kerosene
3. LPG
(A) Only1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)

6. 'Bhagyam Oilfields' which were recently in news are located in which of the following states in India ?
(A) Rajasthan
(B) Gujarat
(C) Assam
(D) Maharashtra
(E) Karnataka
Ans : (A)

7. The Finance Minister of India recently decided to review the position of 'Bad Debts' in priority sector. Which of the following is/are the reason(s) owing to which PM took this decision ?
1. Bad Debt in agriculture is still rising substantially every year despite special treatment to it.
2. Bad Debt in other areas of priority sector is almost nil now,
3. Govt. is planning to disburse another installment of Rs. 1,60,000 crore which will bring 'Bad Debts' almost at 'Nil level' and no special treatment will be needed in next fiscal year.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (E)

8. Which amongst the following countries is not a member of the TAPI pipe line project, which was in news recently ?
(A) India
(B) Afghanistan
(C) Portugal
(D) Pakistan
(E) Turkmenistan
Ans : (C)

9. An agreement on Arms Reduction popularly known as 'START' is one of the major issues in the way of smooth relations between which of the following two countries ?
(A) India–Pakistan
(B) India–China
(C) China–Japan
(D) USA–Russia
(E) Russia–Iran
Ans : (D)

10. The International WWW Conference-2011 was organized in which of the following places in March 2011 ?
(A) London
(B) Paris
(C) Vienna
(D) Manila
(E) Hyderabad
Ans : (E)

11. Which of the following international agencies/ organizations had initiated an "International Convention for the 'Protection of All Persons from Enforced Disappearance' , which came into effect recently ?
(A) World Health Organisation (WHO)
(B) International Court of Justice
(C) International Maritime Organisation
(D) International Atomic Energy Agency
(E) United Nations organization
Ans : (E)

12. 'BRIC' which was the Organisation of 4 nations namely Brazil, Russia, India and China has now become 'BRICS'. Which is the fifth nation included in it ?
(A) South Korea
(B) Sp Lanka
(C) Singapore
(D) Spain
(E) South Africa
Ans : (E)

13. The process of acquisition of agricultural land and its compensation to farmers recently came up as a major issue in which of the following states ? (It also created law and order problem in the State)
(A) Haryana
(B) Gujarat
(C) Uttar Pradesh
(D) Rajasthan
(E) Punjab
Ans : (C)

14. What does the letter 'L' denote in term 'LAF' as referred every now and then in relation to monetary policy of the RBI ?
(A) Liquidity
(B) Liability
(C) Leveraged
(D) Longitudinal
(E) Linear
Ans : (A)

15. BP Pic which was in news recently is a major international company in field of–
(A) Heavy Machinery
(B) Oil exploration and processing
(C) Atomic Energy
(D) Information Technology
(E) None of these
Ans : (B)

16. Who amongst the following has been appointed as the new coach of the Indian Cricket team for a period of two years ?
(A) Stuart Law
(B) Allan Border
(C) Gary Kirsten
(D) Duncan Fletcher
(E) Allan Donald
Ans : (D)

17. Why was Kanishtha Dhankhars name in news recently ?
(A) She was crowned Femina Miss India-2011
(B) She was adjudged Best Actress-2010 by Film Fare
(C) She is the new Capital of India's woman cricket team
(D) She is the new Dy. Minister Textile in place of Dayanidhi Maran
(E) None of these
Ans : (A)

18. K. Balachander, who was awarded prestigious Dada Saheb Phalke Award-2010, is basically a/an–
(A) Actor
(B) Director
(C) Photographer
(D) Music Director
(E) Choreographer
Ans : (D)

19. Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short term securities as a reserve all the time. In Banking World this is known as–
(A) CRR
(B) Fixed Asset
(C) SLR
(D) PLR
(E) None of these
Ans : (A)

20. Which of the following Space agencies recently launched three satellites and placed them into Polar Sun Synchronous Orbit successfully?
(A) NASA
(B) ROSCOSMOS
(C) cnsa
(D) ISRO
(E) JAXA
Ans : (D)

21. As per the decision taken by the Govt. of India recently, "Bamboo is a liberated item now". What does it really mean ?
1. Bamboo, henceforth will be treated as a minor forest produce only.
2. Now villagers are free to sell bamboo in their community forest areas.
3. Gramsabha is given right to issue transport passes to legally transport the produce.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

22. Union Cabinet recently passed a Rs. 7000 crore project to clean-up which of the following rivers in India?
(A) Narmada
(B) Ravi
(C) Ganga
(D) Chambal
(E) Krishna
Ans : (C)

23. As per estimates of the Planning Commission of India the target growth rate of 12th Five Year Plan is set to–
(A) 7 to 8%
(B) 8.0% to 8.5%
(C) 9% to 9.5%
(D) 10 to 10.5%
(E) 11%
Ans : (E)

24. Goodluck Jonathan was recently reelected the President of–
(A) South Africa
(B) Nigeria
(C) Kosovo
(D) Haiti
(E) None of these
Ans : (B)

25. Which of the following schemes is not launched by the Ministry of Rural Development, Govt. of India ?
(A) National Old Age Pension Scheme
(B) National Maternity Benefit Scheme
(C) National Family Benefit Scheme
(D) Mid-Day Meal Scheme
(E) All are launched by Ministry of Rural Development
Ans : (D)

26. Where you are likely to find an embedded operating system ?
(A) on a desktop operating system
(B) on a networked PC
(C) on a network server
(D) on a PDA
(E) on a mainframe
Ans : (D)

27. An online discussion group that allows direct 'live' communication is known as–
(A) Webcrawler
(B) chat group
(C) regional service provider
(D) hyperlink
(E) e-mail
Ans : (B)

28. Which of the following is a program that uses a variety of different approaches to identify and eliminate spam ?
(A) Directory search
(B) Anti-spam program
(C) Web server
(D) Web storefront creation package
(E) Virus
Ans : (B)

29. Connection or link to other documents or Web Pages that contain related information is called–
(A) dial-up
(B) electronic commerce
(C) hyperlink
(D) e-cash
(E) domain name
Ans : (C)

30. Which of the following is a programming language for creating special programs like
applets ?
(A) Java
(B) cable
(C) domain name
(D) Net
(E) COBOL
Ans : (A)

31. The system unit–
(A) coordinates input and output devices
(B) is the container that houses electronic components
(C) is a combination of hardware and software
(D) controls and manipulates data
(E) does the arithmetic operations
Ans : (C)

32. System software–
(A) allows the user to diagnose and troubleshoot the device
(B) is a programming language
(C) is part of a productivity suit
(D) is an optional form of software
(E) helps the computer manage internal resources
Ans : (E)

33. Computer and communication technologies, such as communication links to the Internet that provide help and understanding to the end user is known as–
(A) presentation file
(B) information technology
(C) program
(D) worksheet file
(E) FTP
Ans : (B)

34. Which of the following is contained on chips connected to the system board and is a holding area for data instructions and information ? (processed data waiting to be output to secondary storage)
(A) program
(B) mouse
(C) Internet
(D) memory
(E) modem
Ans : (D)

35. Microsoft's Messenger allows users to–
(A) to bypass a browser to surf the Web
(B) create a blog
(C) communicate via direct live communication
(D) identify and eliminate spam
(E) make graphic presentations
Ans : (C)

36. Portable computer, also known as laptop computer, weighing between 4 and 10 pounds is called–
(A) general-purpose application
(B) Internet
(C) scanner
(D) printer
(E) notebook computer
Ans : (E)

37. The main circuit-board of the system unit is the–
(A) computer program
(B) control unit
(C) motherboard
(D) RAM
(E) None of these
Ans : (C)

38. Which of the following is billionth of a second ?
(A) Gigabyte
(B) Terabyte
(C) Nanosecond
(D) Microsecond
(E) Terasecond
Ans : (C)

39. Online Marketing is the function of which of the following ?
(A) Purchase Section
(B) Production Department
(C) I.T. Department
(D) Designs Section
(E) A collective function of all staff
Ans : (E)

40. Customisation is useful for–
(A) Designing customer specific products
(B) Call centers
(C) Publicity
(D) Motivating the staff
(E) Cold calls
Ans : (A)

41. The key challenge to market driven strategy is–
(A) Selling maximum products
(B) Employing maximum DSAs
(C) Delivering superior value to customers
(D) Being rigid to changes
(E) Adopting short term vision
Ans : (C)

42. Effective Selling skills depends on–
(A) Size of the sales teams
(B) Age of the sales teams
(C) Peerstrength
(D) Knowledge level of the sales team
(E) Educational level of the sales team
Ans : (C)

43. Generation of sales leads can be improved by–
(A) Being very talkative
(B) Increasing personal and professional contacts
(C) Being passive
(D) Engaging Recovery Agents
(E) Product designs
Ans : (B)

44. A Market Plan is–
(A) Performance Appraisal of marketing staff
(B) Company Prospectus
(C) Documented marketing strategies
(D) Business targets
(E) Call centre
Ans : (C)

45. Marketing channels mean–
(A) Delivery objects
(B) Sales targets
(C) Delivery outlets
(D) Delivery boys
(E) Sales teams
Ans : (C)

46. Social Marketing means–
(A) Share market prices
(B) Marketing by the entire society
(C) Internet Marketing
(D) Marketing for a social cause
(E) Society bye-laws
Ans : (D)

47. Service Marketing is the same as–
(A) Internet Marketing
(8) Telemarketing
(C) Internal Marketing
(D) Relationship Marketing
(E) Transaction Marketing
Ans : (D)

48. Market driven strategies include–
(A) Identifying problems
(8) Planning marketing tactics of peers
(C) Positioning the Organisation and its brands in the market place
(D) Internal marketing
(E) Selling old products
Ans : (C)

49. Innovation in marketing is same as–
(A) Motivation
(8) Perspiration
(C) Aspiration
(D) Creativity
(E) Teamwork
Ans : (D)

50. Personal Loans can be canvassed among–
(A) Salaried persons
(8) Pensioners
(C) Foreign Nationals
(D) NRI customers
(E) Non-customers
Ans : (A)

GENERAL AWARENESS MODEL QUESTIONS

1. As per the existing norms and policies of the RBI, Banks are required to advance how much of their total advances to priority sectors ?
A.30%
B. 35%
C. 40%
D. 25%
Answer: (C)

2. The rate of interest, banks charge to its main/major and prime; customers is popularly called as..............
A. risk premium
B. prime lending rate
C. repo rate
D.reverse repo rate
Answer: (B)

3. Which of the following was the mutual fund listed on the newly launched mutual fund platform on National Stock Exchange ?
A. UTI Mutual Fund
B. SBI Mutual Fund
C. LIC Mutual Fund
D. Bank of Baroda Mutual Fund
Answer: (A)

4. Which of the following cannot be called as debt instrument as referred in financial transaction ?
A.certificate of deposit
B. bonds
C. stocks
D. loans
Answer: (D)

5. Which of the following organizations/agencies has recently released "Asian Development Outlook 2011" ?
A. world bank
B. Asian Development Bank
C. UNCTAD
D. UNESCO
Answer: (B)

6. When was the "Self Help Group" bank linkage programme started ?
A. 1992
B. 1995
C. 1998
D. 2001
Answer: (A)

7. While returning cheques, the uniforms regulations and rules for bankers clearing houses expect the banks that the returning memo sent by banks to the collecting banks :
A.should be signed
B.should be signed or initialed
C.if it is computerized no signatures or initials are required
D.all of the above
Answer: (B)

8. The RBI on July 5,2011 extended the .......... percent ceiling of bank investment in liquid schemes of mutual funds to include short-term debt funds.
A.5
B.8
C.10
D.12
Answer: (C)

9. RBI has introduced a new series of 'star' bank note, which will be issued in denominations of ?
A. Rs. 10 , Rs. 20 , Rs. 50
B. Rs. 10 , Rs. 50 , Rs. 100
C. Rs. 20 , Rs. 50 , Rs.100
D.Rs. 20 , Rs. 100 , Rs. 500
Answer: (A)

10. Recently which bank has successfully completed 100 years?
A. Punjab National bank
B. Central Bank of India
C. Bank of India
D.State Bank of India
Answer: (B)

11. If you see a big hoarding at a prominent public place, the punch line of which says ‘We All Were Born Free’; ‘We All Have Equal Rights’, in all probability, the hoarding is put up by—
A. Union Public Service Commission
B. Ministry of Foreign Affairs
C. National Human Rights Commission
D. National Commission for Farmers
Answer: (C)

12. Who amongst the following was India’s official candidate for the post of UNO’s Secretary General ?
A.Mr. Shyam Saran
B. Mr. Vijay Nambiar
C.Mr. Shashi Tharoor
D.Dr. C. Rangarajan
Answer: (C)

13. Prof. Muhammad Yunus the recipient of the Nobel Peace Prize 2006 is the exponent of which of the following concepts in the field of banking ?
A. Core Banking
B. Micro Credit
C. Retail Banking
D. Internet Banking
Answer: (B)

14. Many a time we read in the newspapers that RBI has changed or revised a particular ratio/rate by a few basis points. What is basis point ?
A. Ten per cent of one hundredth point
B. One hundredth of 1%
C. One hundredth of 10%
D.Ten per cent of 1000
Answer: (B)

15. Expand the term NREGA—
A.National Rural Employment Guarantee Act
B. New Rural Employment Guarantee Agency
C.National Rural Employment Guarantee Act
D.National Rural Employment Guarantee Agency
Answer: (A)

16. Which of the following awards is not given for excellence in the field of literature ?
A.Arjun Award
B. Bharatiya Gnanpith Award
C.Nobel Prize
D. Booker Prize
Answer: (A)

17. Who is the author of the book ‘Future Shock’ ?
A.Kenneth Blanchard
B.Napoleon Hill
C.Tom Peters
D.Alvin Toffler
Answer: (D)

18. The market in which long term securities such as stocks and bonds are bought and sold is commonly known as—
A.Capital Market
B .Bull Market
C.Commodities Exchange
D.Bullion Market
Answer: (D)

19. The Tarapore committee report is concerned with which of the following ::
A.SBI
B.RBI
C.SEZ
D.Capital A/c convertibility
Answer: (D)

20. The per-capita income in India is estimated by ?
A.Central statistical organization
B. RBI
C. Central bank
D. Census commission
Answer: (A)

21. Which of the following is not a bank or finance company?
A.Barclays
B. BNP Paribas
C.Lufthansa
D. HSBC
Answer: (C)

22. Approximately what per cent of the Indian population lives on $ 1 or even less a day?
A. 35
B. 30
C. 25
D. 20
Answer: (A)

23. The J.L. Nehru Centre for Advanced Scientific Research was recently in the news because of:
A.ultra modern scientific courses in India
B.Ist nano-technology lab in India
C.success in DNA coding
D.international meeting of scientists
Answer: (B)

24. Karvar, Sasan, Akaltara, Mudra and Ratnagiri are the sites proposed for:
A.archaeological survey
B.test sites for Indian missiles
C.hydroelectric power projects
D.ultra-mega power plants
Answer: (D)

25. Which of the following is NOT one of the recommendations of the committee setup on Financial Sector Reforms under the Chairmanship of Raghuram G.Rajan ?
(1) Give more freedoms to banks to setup branches and ATMS anywhere
(2) Setup an office of financial ombudsmen
(3) All deposits taking institutions should be free from the supervision of the RBI
A.Only 1
B.Only 2
C.Only 3
D. All
Answer: (A)

26. Federal Reserves is the Central Bank of—
A.China
B.Canada
C.U.S.A.
D.Japan
Answer: (C)

27. Which of the following companies of Indian origin has been placed amongst the World's seven Best Firms in Financial Sector ?
A.ICICI Bank
B.HDFC Bank
C.Bajaj Capitals
D.IDBI Bank
Answer: (B)

28. Which of the following is one of the two sub-schemes under the Rashtriya Krishi Vikas Yojana (RKVY) launched in union budget 2011-2012 ?
A.saffron mission
B.accelerated fodder development program
C.bringing green revolution to eastern India
D.national mission for protein supplements
Answer: (A)

29. Who among the following leaders did not attend the IBSA summit in October 2011 ?
A.Dmitri Medvedav
B. Manmohan singh
C.Jacob Zuma
D. Dilma Raussef
Answer: (B)

30. Financial market department was setup in RBI in ?
A.July 2006
B.July 2005
C.August 2006
D. August 2005
Answer: (B)

Women use their debit cards less frequently, reveals RBI survey

This piece of information may give you some insight into how women deal with money. The Reserve Bank of India, in a survey, has found that they use their debit cards less frequently.

What one could deduce from this finding is that women prefer to use credit cards for shopping to avail themselves of the 45-day credit period. But when it comes to hard cash for daily needs, it is the hubby who swipes the debit card at an ATM.

“Women may be smarter when it comes to money matters. The 45-day free credit period that comes with shopping with a credit card is an irresistible attraction,” said Mr Sanjay Sharma, Managing Director IDBI Intech, a banking and financial service technology provider.

The number of debit and credit cards outstanding as at September-end 2011 was 25 crore and 1.76 crore respectively. Some of the other findings of the RBI's survey to assess customer satisfaction in the usage of ATMs across the country are: the use of cards for shopping was more among the youth; the use of debit cards for shopping was the highest in Maharashtra and Andhra Pradesh.

Further, debit cards were mainly used for withdrawing cash or shopping purposes and the use of these cards for bills payment/ticket purchase was still low. The survey covered 600 ATMs distributed proportionately over metro, urban, semi-urban and rural regions, constituting one per cent of the total number of 60,000 ATMs in the country.

Customer service slips in public sector banks

While a good number of people generally state that they prefer to have their accounts in state-run banks, citing safety as the most important criteria, the banking regulator's findings reveal that customer service complaints against public sector banks have risen in 2010-11 as compared to those against private sector and foreign banks.

‘Customer satisfaction is an integral element in inculcating trust among the common people on the banking sector,' states the Report on Trend and Progress of Banking in India 2010-11.

Understanding the importance of customer service in banking, the RBI set up a separate customer service department in 2006 as also Banking Ombudsman (BO) offices in 15 major banking centres.

The BO has since proved to be a forum for redressing complaints received from customers.

According to the latest Trend and Progress report, the number of complaints received by the banking ombudsman has dipped in 2010-11 to 71,274 from 79,266 in 2009-10.

The decline in complaints has been more visible in the BO offices in Chennai, where it fell from 12,727 in 2009-10 to 7,668 in 2010-11, in New Delhi from 12,045 to 10,508 and in Mumbai from 10,058 to 7,566.

In the midst of this declining trend, Bhopal, Patna, Ahmedabad, Chandigarh and Guwahati reported an increase in the number of complaints.

The report further points out that the number of complaints per branch was high for foreign banks at 22.34, with almost a-fourth of the total received against credit/debit/ ATM cards.

The second largest number of complaints was with regard to pension followed by loans and advances.

More than 90 per cent of the total complaints relating to Direct Selling Agents (DSA) were received against foreign banks and new private banks in 2010-11 and 50 per cent (of the total complaints) related to hidden charges. Such complaints were found to be relatively less in public sector banks.

Pension-related complaints were instead quite high, accounting for almost 95 per cent of the total complaints, in public sector banks.

The RBI had constituted a Committee under the Chairmanship of the former Chairman of SEBI, Mr M. Damodaran, to examine banking services rendered to retail and small customers, including pensioners in 2010.

The Committee was also mandated to look into the grievance redressal mechanism prevalent in banks, suggest measures for expeditious resolution of complaints.

The committee interacted with various stakeholders on all aspects of customer service, including attitude of bank staff towards small and rural customers, service charges, transparency in operations, grievance redressal, customer rights and expectations, among others.

Regional rural banks see healthy growth in saving bank deposits

It looks like people in rural areas put more money in savings bank (SB) deposits than in term deposits. This was visible in 82 regional rural banks (RRBs), which saw SB deposits rise by nearly Rs 15,000 crore and term deposits by around Rs 4,800 crore in 2010-11. Also, current account deposits were up by around Rs 1,100 crore.

These figures were released by the RBI in its Report on Trend and Progress of Banking in India 2010-11 on Monday.

The CASA (current account savings account) deposits constituted almost 60 per cent of the total deposits. The vast rural presence and small-ticket deposits helped boost CASA.

While agriculture credit constituted nearly 55 per cent of the total credit. The crop loan alone was around 40 per cent of the total credit. In all, priority sector lending was 82.4 per cent to the total credit.

The credit-deposit ratio, which was 57.1 per cent in 2009-10, increased to 59.69 per cent during 2010-11.

PROFIT GROWTH

The RRBs in the country recorded a net profit of Rs 1,988 crore (Rs 1,884 crore), a growth of 5.5 per cent. The growth in net profit was mainly because of a nearly 30 per cent decline in provisions and contingencies during the period. The provisions and contingencies decreased to Rs 705 crore (Rs 1,029 crore) during the period.

On the income side, the interest income stood at Rs 15,225 crore (Rs 12,945 crore), recording a growth of 17.6 per cent.

On the expenditure side, the wage bill saw a jump of 42.9 per cent — from Rs 2,676 crore in 2009-10 to Rs 3,825 crore in 2010-11.

The migration of banking operations to core banking solution (CBS) gained pace, and 65 of the 82 RRBs implemented them by the end of September 30.

SBI, ICICI Bank lead peers in global branch network

State Bank of India and ICICI Bank appropriated to themselves the credit of running the most extensive global networks from among the country's public and private sector banks.

State Bank of India (SBI) owns the largest network of foreign offices (64) as at August-end, says the Report on Trend and Progress of Banking in India 2010-11.

Bank of Baroda followed with 60. Together, these two accounted for 51 per cent of total foreign offices of banks. SBI also undertook the largest expansion of foreign operations by opening five new offices abroad during the year under reference.

ICICI Bank (19) led the private sector banks in terms of largest foreign presence.

FOREIGN BANKS

The number of foreign banks operating here is 38 (34 a year ago). The number of branches too rose to 321 (315). Another 47 (45) banks had representative offices.

Standard Chartered had the largest network, followed by HSBC, Citibank and the Royal Bank of Scotland.

Permission was granted to National Australia Bank, Industrial and Commercial Bank of China, Rabobank International and Woori Bank to open one branch each.

Besides, Sumitomo Mitsui Banking Corporation was allowed to open a representative office.

Foreign operations of Indian banks expanded to a network of 244 offices as compared with 233 offices in the previous year.

GENERAL AWARENESS MCQs FOR BANK EXAMS

1. Which of the following countries is not a member of G-8?
1) Canada
2) Russia
3) Spain
4) France
5) Italy

2. Which of the following is a Public sector bank?
1) Dena
2) Karnataka
3) South Indian
4) Karur Vysya
5) IndusInd

3. Which of the following committees is associated with the microfinance institutions (MFIs)?
1) B.N. Srikrishna
2) Kirit Parikh
3) Rangarajan
4) Y.H. Malegam
5) Bimal Jalan

4. U.K.Sinha is the Chairman of which of the following regulators?
1) SEBI
2) IRDA
3) FMC
4) TRAI
5) AERA

5. Who became the first Indian author to win the Man Booker Prize in 1981?
1) Salman Rushdie
2) Arundhati Roy
3) Kiran Desai
4) Aravind Adiga
5) None


6. Which of the following cups is associated with Lawn Tennis?
1) Yonex Cup
2) Hopman Cup
3) Thomas Cup
4) Uber Cup
5) Tunku Abdul Rahman Cup

7. Which of the following international groups/organizations consists of only developing countries?
1) UNO
2) G8
3) G15
4) G20
5) OECD

8. The banking Ombudsman sche-me was formulated by the Reserve bank of India to provide an expeditious redressal grievan-ce mechanism to bank custom-ers. When did this scheme beco-me operational?
1) 1990
2) 1992
3) 1995
4) 1998
5) 1996

9. Which of the following is the pu-nchline of the Bank of Baroda?
1) With you all the way
2) Pure banking Nothing else
3) The Banker to every Indian
4) Nation banks on us
5) India's International Bank

10. Taufik Hidayat, Joachim Person, Lin Dan and Chetan Anand are the famous players associated with which of the following sports?
1) Tennis
2) Table Tennis
3) Badminton
4) Chess
5) Golf

11. The Lok Sabha passed a Bill recently to change the name of which of the following states?
1) Assam
2) Orissa
3) Uttarakhand
4) Karnataka
5) Andhra Pradesh

12. Ollanta Humala, who previously served as an army officer, beca-me the President of which of the following countries in July 2011?
1) Uganda
2) Peru
3) Mexico
4) South Africa
5) None of these

13. Ms. Pauline Nyiramasuhuko became the first-ever woman to be found guilty of genocide by an international tribunal. She was a former minister for women's em-powerment of which of the following countries?
1) Sudan
2) Algeria
3) Ethiopia
4) Rwanda
5) Uganda

14. Who was appointed the Central Vigilance Commissioner (CVC) in July 2011?
1) P.J. Thomas
2) Pradeep Kumar
3) Ajit Seth
4) Ajit Singh
5) None of these

15. What is the annual funding under the Member of Parliament Local Area Development Scheme (MPLADS) for the current fiscal (2011-12)?
1) Rs. 2 Crore
2) Rs. 3 Crore
3) Rs. 5 Crore
4) Rs. 4 Crore
5) None of these

16. Which country recently opened the world's longest sea bridge (36.48km) to traffic?
1) India
2) USA
3) China
4) Japan
5) Russia

17. Which Indian shuttler won the title at the Maldives International badminton challenge held in Male, Maldives in June 2011?
1) Saina Nehwal
2) P.C. Tulasi
3) P.V. Sindhu
4) Gutta Jwala
5) Ashwini Ponappa

18. Mayookha Johny of India won a gold medal at the 19th Asian athletics championships in Kobe, Japan in July 2011. In which spo-rting event did she win the gold medal?
1) High Jump
2) Pole Vault
3) Shot Put
4) Discus throw
5) Long Jump

19. The Karpoor Chandra Kulish International Award is given for excellence in which of the following fields?
1) Classical music
2) Print Journalism
3) Movies
4) Sports
5) None of these

20. Which Indian-origin student won the 2011 Scripps National Spel-ling Bee competition held in Maryland, USA?
1) Sameer Mishra
2) Kavya Shivshankar
3) Anamika Veeramani
4) Sukanya Roy
5) None of these

21. Naresh Goyal has been re-elected to the prestigious Board of Governors of the International Air Transport Association (IA-TA) from 2011 to 2013. He is the chairman of which of the following airlines?
1) SpiceJet
2) Kingfisher Airlines
3) IndiGo
4) Jet Airways
5) None of these

22. Broken Republic is a book about the Maoist guerrilla movement in the forests of central India. Who is the author?
1) Siddhartha Deb
2) Kiran Desai
3) Anita Desai
4) Arundhati Roy
5) None

23. Who was honoured with the Jawaharlal Nehru Award for International Understanding for 2009 in May 2011?
1) Nelson Mandela
2) Aung San Suu Kyi
3) Angela Merkel
4) Luiz Inacio Lula da Silva
5) None of these

24. Yingluck Shinawatra is the first woman Prime Minister of which of the following countries?
1) Myanmar
2) Thailand
3) Cambodia
4) Malaysia
5) Indonesia

25. Indian Overseas Bank (IOB) has launched its 'e-Kiosk', an automated cheque depositing system, recently. Where is the headquarters of the IOB?
1) Mumbai
2) Chennai
3) New Delhi
4) Kolkata
5) Pune

26. Which country has decided to phase out nuclear power by 2034 after the Japan disaster shook pu-blic confidence in the Industry?
1) France
2) USA
3) India
4) Switzerland
5) Pakistan

27. The Reserve Bank of India has directed banks to reimburse customers for amounts wrongfully debited from their accounts in failed ATM transactions within how many days of an account holder's complaint?
( With effect from July 1,2011)
1) 7
2) 10
3) 12
4) 15
5) 30

28. Who won the U.S. open golf championship in June 2011?
1) Tiger Woods
2) Graeme McDowell
3) Lucas Glover
4) Rory McIlory
5) None

29. Who became the Ambassador of India to the United States of America in August 2011?
1) Shiv Shankar Menon
2) Meera Shankar
3) Ranjan Mathai
4) Nirupama Rao
5) None

30. Sepp Blatter was re-elected as the President of which of the following sports governing bodies in May 2011?
1) ICC
2) FIFA
3) IAAF
4) FIH
5) None of these

31. The concessional rate of interest which is lower than the normal bank rate of interest is called?
1) Repo rate
2) Reverse repo rate.
3) Cash Reserve ratio
4) bank rate
5) base rate

32. Which scheme seeks to improve the conditions of the urban slum dwellers living below the poverty line that do not possess adequate shelter?
1) JNNURM
2) NREGP
3) VAMBAY
4) Bharat Nirman
5) None of these

33. Who is the author of the book 'My Country, My Life'?
1) Khushwant Singh
2) Jaswant Singh
3) Jawaharlal Nehru
4) L.K. Advani
5) None of these

34. Oscar awards are given annually in which of the following fields?
1) Literature
2) Science
3) Peace
4) Economics
5) Films

35. Which of the following institutions regulate the Unit Linked Insurance Plans (ULIPs)?
1) SEBI
2) LIC
3) RBI
4) IRDA
5) FMC

36. Which of the following banks' mascot is the DOLLe (dolphin)?
1) IndusInd
2) Syndicate
3) Andhra
4) Bank of India
5) State Bank of India

37. In which field is Pritzker Prize given?
1) Mathematics
2) Architecture
3) Medicine
4) Peace
5) None

38. Which of the following authors was given the Lost Man Booker Prize in 2010 for his book 'Troubles'? (He is also the author of the book 'The Siege of Krishnapur, that won the 1973 Booker Prize'.)
1) P.H. Newby
2) J. G. Farrell
3) V. S. Naipaul
4) William Golding
5) Ruth Prawer Jhabvala

ANSWERS:
1. (3) 2. (1) 3. (4) 4. (1) 5. (1) 6. (2) 7. (3) 8. (3) 9. (5) 10. (3)
11. (2) 12. (2) 13. (4) 14. (2) 15. (3) 16. (3) 17. (3) 18. (5) 19. (2) 20. (4)
21. (4) 22. (4) 23. (3) 24. (2) 25. (2) 26. (4) 27. (1) 28. (4) 29. (4) 30. (2)
31. (5) 32. (3) 33. (4) 34. (5) 35. (4) 36. (3) 37. (2) 38. (2)

IBPS GENERAL AWARENESS MCQs

1) This agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet. Identify the agency.

a. SEBI

b. IRDA

c. TRAI

d. DoT

2) In India’s first sale of rupee perpetual bonds by a non-finance company Rs 1500 crore ($332 million) was raised. Name the non-finance company.

a. Tata Steel

b. Pantallons Retail

c. RIL

d. Maruti Suzuki

3) Which of the following Indian cricket players took the highest number of wickets in the recently concluded ICC World Cup 2011 along with Pakistan’s Shahid Afridi?

a. Yuvraj Singh

b. Zaheer Khan

c. Munaf Patel

d. Harbhajan Singh

4) Union Sports Ministry on 6 April 2011 formed a committee to fine-tune the draft National Sports Development Bill. Who is heading the committee?

a. Justice Mukul Mudgal

b. Justice Tej Pratap Singh Mann

c. Justice Gurdev Singh

d. Justice Jaswant Singh Phogat

5) Name the cricketer who beat Michael Clarke by a comfortable 15-vote margin to bag the Allan Border Medal besides being named Australia’s ODI Player of the Year in Feb 2010?

a. Shane Watson

b. Simon Katich

c. Mitchell Johnson

d. Sachin Tendulkar

6) Record food grain production helped to reduce food inflation to a four month low for the week ending 26 March 2011. What was the inflation percentage for the week?

a. 9.18%

b. 9.25%

c. 9.21%

d. 9.36%

7) Praveen Kumar Tripathi took over as the Chief Secretary of which of the following governments on 4 April 2011?

a. Delhi Government

b. Haryana Government

c. Uttar Pradesh Government

d. Uttarakhand Government

8) The Union Government gifted a Kendriya Vidyalaya to a nondescript village Indrapura to which of the following Indian states?

a. Bihar

b. Odisha

c. Rajasthan

d. Madhya Pradesh

9) The Supreme Court on 5 April 2011 passed an order to lift iron export ban imposed by which of the following Indian states on 26 July 2010 and also ordered it to implement the new rules for regulating iron ore mining and transportation?

a. Tamil Nadu

b. Andhra Pradesh

c. Karnataka

d. Odisha

10) To enhance credit worthiness of economically weaker sections and LIG households, a Mortgage Risk Guarantee Fund was announced to be created under which of the following scheme or Yojana?

a. Rajiv Awas Yojana

b. Rajiv Gandhi Grameen Vidyutikaran Yojana

c. Indira Awas Yojana

d. Mahatama Gandhi NREGA

11) Which agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet?

a. SEBI

b. IRDA

c. TRAI

d. DoT

12) Buyer's Credit was launched by the Commerce and Industry Minister, Anand Sharma, on 6 April 2011 to boost project exports from India. Under which of the following was Buyer’s Credit launched?

a. National Export Insurance Account

b. Export-Import Bank of India

c. Export Credit Guarantee Corporation of India

d. Reserve Bank of India

13) Read the two statements mentioned with regard to the budgetary allocations for addressing environmental concerns.

1. The budget proposed that the solar lantern used in far-flung villages will attract no duty from 10 per cent charged earlier.

2. To provide green and clean transportation for the masses, National Mission for Hybrid and Electric Vehicles will be launched in the year 2011 in collaboration with all stakeholders. Which of them is true?

a. Only 1

b. Only 2

c. Both 1 & 2

d. None of the above

14) 21 year old Marjan Kalhor is the first Iranian woman to have entered an Olympic event. She is a participant in the 2010 Winter Olympics that began in Vancouver on 12 Feb 2010. Which sport is she associated with?

a. Ski

b. Shot put

c. Cycling

d. Bobsleigh

15) With his victory in the men’s large hill ski jump on 20 Feb 2010 at the Vancouver Olympics, he became the first person to win four individual gold ski jumping medals. Name this sportsperson.

a. Simon Ammann (Switzerland)

b. Ahonen Janne (Finland)

c. Alexander Nicholas (USA)

d. Bardal Anders (Norway)

16) The Indian Government in April 2011 issued a notice to which of the following companies to terminate licences for Kerala, West Bengal and Assam for delay in roll- out of services in

these three circles?

a. Sistema Shyam Teleservices

b. Tata Teleservices

c. Reliance

d. BSNL

17) Which Italian luxury sports car makers on 6 April 2011 announced its entry into the Indian market where it will sell its high-performance cars priced between Rs1.20 crore and Rs1.43 crore?

a. Maserati

b. Bentley

c. Aston Martin

d. Maybach

18) Who did HDFC Bank, the country's second-largest private sector lender appoint in March 2011 to head its investment banking division?

a. Rakesh Singh

b. Charul Madan

c. Gaurav Khungar

d. Atul Singh

19) Gangaur, a festival which marks the union of Lord Shiva and his consort, Goddess Parvati is celebrated for 18 days from the day after Holi in which of the following Indian states?

a. Rajasthan

b. Karnataka

c. Tamil Nadu

d. Uttaranchal

20) Read the following statements with regard to the allocation in the Educational sector as proposed by Union Budget 2011-12.

1. For Sarva Siksha Abhiyan the allocation was increased by 40 percent to 21000 crore rupees.

2. All institutions of higher learning will be connected through optical fibers by March 2012.

3. 500 crore rupees was proposed to be provided for national skill development fund.

4. For the needy scheduled castes ad scheduled tribe candidates studying in class-IX and Xth prematric scholarship scheme was proposed to be introduced. Which of the above mentioned statements is not true?

a. 1

b. 2

c. 3 & 4

d. 4

21) Scientists recently developed a computer that could be controlled by the power of thought.

It would help people unable to speak or move. What is the name of the technology which they

used to develop this kind of computer?

a. electrocortiography

b. symbian C++

c. java

d. flash lite

22) Which of the following companies bought the Pringles brand from Procter & Gamble Co

for $1.5 billion?

a. Diamond Foods Inc

b. PepsiCo's Frito-Lay

c. Emerald Nuts

d. Kettle Potato Chips

23) Online marketplace eBay India, in association with leading apparel brand Reebok

auctioned a bat autographed by Indian cricketer Mahendra Singh Dhoni. The proceeds of the

auction will go to which of the following NGOs?

a. Oxfem

b. CRY

c. All Bengal Women’s Union

d. UNEM

24) Which Indian hockey player was in April 2011 named captain of the Indian Hockey team

the upcoming Sultan Azlan Shah Cup scheduled to be played in Malaysia from 5-15 May 2011?

a. Arjun Halappa

b. Rajpal Singh

c. Bharat Kumar Chetri

d. Mohd. Amir Khan

25) Under the Godfrey Phillips Zonal Bravery Awards given away by the former ruler of

Jodhpur, Gaj Singh in Jaipur on 5 April 2011, which of the following NGOs was honoured with

the Amodhini Award of Rs.1 lakh?

a. Udyogini

b. Charities Aid Foundation

c. CRY

d. Akhil Bharatiya Vanavasi Kalyan Ashram

26) The Basic Customs Duty exemption was proposed to be extended to which of the following

sectors?

a. art and antiquities for exhibition or display in private art galleries

b. Cinematographic film, factory-built ambulances

c. syringes and needles

d. agricultural machinery

27) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400

km north-east of Tokyo, capital of Japan. Where is the Pacific Tsunami Warning System

headquartered?

a. Hawai

b. Tokyo

c. Manila

d. Jakarta

28) Which of the following companies announced on 6 April 2011 that it won contract to

provide broadband internet connectivity to Indian Railways through state-run RailTel Corp of

India Ltd?

a. DEL

b. IBM

c. Infosys

d. HCL Infosystems

29) Which super luxury carmaker on 7 April 2011 unveiled Continental GT sedan in India?

a. Ferrati

b. Bentley

c. Maybach

d. Maserati

30) What amount of money was allocated for Bharat Nirman?

a. 1000 crore

b. 58000 crore

c. 55438 crore

d. 14362 crore

31) Who defeated Tamarine Tanasugarn on 15 Feb 2010 to retain the Pattaya Open title?

a. Vera Zvonareva of Russia

b. Sabine Lisicki of Germany,

c. Ayumi Morita of Japan

d. Kimiko Date Krumm of Japan

32) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400

km north-east of Tokyo, capital of japan. What are the possible factors which can cause

Tsunami?

i) An Earthquake

ii) A landslide

iii) A volcanic eruption or explosion

iv) Impact by a meteorite

Please choose the right option

a. i, ii, iii and iv

b. i and ii only

c. ii and iii only

d. i and iv only

33) Which of the following Indian cricket is the most heavily insured player for the

forthcoming Indian Premier League (IPL) 4 T-20 tournament which begins on 8 April 2011?

a. Sachin Tendulkar

b. Yuvraj Singh

c. M S Dhoni

d. Virender Sehwag

34) The Union Budget for 2011-12 proposed lowering of qualifying age for tax relief for senior

citizens from 65 years to _?

a. 55

b. 58

c. 60

d. 62

35) Finance Minister Pranab Mukherjee proposed to increase the Income Tax Exemption

Limit for individual tax payers from 1 lakh 60 to _?

a. 1 lakh 80 thousand

b. 1 lakh 90 thousand

c. 2 lakh

d. 2 lakh 20 thousand

36) Noted Social worker Anna Hazare on 5 April 2011 started his hunger strike at Jantar

Mantar in New Delhi to protest against the reported delay in bringing in which of the following

bills to effectively deal with corruption?

a. Lokpal Bill

b. The Competition (Amendment) Bill

c. The Airports Economic Regulatory Authority of India Bill

d. The Appropriation (No.3 ) Bill

37) Who became the world number one badminton player?

a. Saina Nehwal

b. Wang Xin

c. Sania Mirza

d. Wang Shixian

38) When is the National Youth Day observed?

a. January 14

b. February 14

c. August 31

d. January 12

39) What is Tejas?

a. Spacecraft

b. Missile

c. Submarine

d. Light combat aircraft

40) Who is the Chairperson of the Central Board Film Certification?

a. Sharmila Tagore

b. Karan Johar

c. Nafisa Ali

d. Om Puri

e. None of these

41) Ali Akbar Salehi is the foreign minister of

a. Israel

b. Iran

c. Afghanistan

d. Indonesia

42) Who is the new chief of Research and Analysis Wing (RAW)?

a. AP Singh

b. Arun Shourie

c. Sanjeev Tripathi

d. BK Gupta

43) According to an extensive genetic study on modern humans, two conclusions were drawn

out.

i) There is an enormous amount of diversity in the African hunter-gatherer populations.

ii) The genetic diversity among 27 present-day African populations originated in southern Africa and progressed to northern Africa.

Which of the above statements is/are correct?

a. Both i and ii

b. Neither I and ii

c. Only i

d. Only ii

44) Which one of the following Indian states recently released a Braille version of the RTI

(Right to Information) Act and its rules for the benefit of visually challenged?

a. Gujarat

b. Bihar

c. Haryana

d. Madhya Pradesh

45) Roger Federer won his fourth Australian Open Tennis Championship and 16th Grand

Slam on 31 Jan 2010. Who did he defeat in the final of the Australian Open 2010?

a. Rafael Nadal

b. Andy Murray

c. Fred Perry

d. Rod Laver

46) Which of the following Bollywood Actress won the Best Actress trophy at the 13th London

Asian Film Festival for her performance in Onir’s I AM?

a. Nandita Das

b. Juhi Chawla

c. Tabu

d. Konkona Sen Sharma

47) In tiger census 2010,

i) Pugmarks were used as the only indicator of tiger numbers.

ii) An advanced Scientific process was adopted which included video trapping and use of satellite data. Which of the above statements is/are incorrect?

Choose the right option:

a. Only i is incorrect

b. Only ii is incorrect

c. Both i and ii are incorrect

d. Both i and ii are not incorrect

48) India defeated Pakistan by 29 runs in the semi finals of the ICC World Cup 2011 played at Mohali. Who was declared man of the match of the high powered game?

a. Saeed Ajmal

b. Sachin Tendulkar

c. Munaf Patel

d. Wahab Riaz

49) Which of the following bodies put off indefinitely the new rules governing unwanted telemarketing calls which were supposed to be implemented from 21 March 2011?

a. Department of Telecommunication (DoT)

b. Telecom Regulatory Authority of India (TRAI)

c. Indian Ministry of communication & Technology

d. HRD Ministry

50) The Indian government in March 2011 conferred the Miniratna status on which of the

following PSUs?

a. National Small Industries Corporation (NSIC)

b. Air India Charters Ltd

c. Cement Corporation of India

d. HMT Machine Tools Ltd

Answers:

1) B 2) A 3) B 4) A 5) A 6) A 7) A 8) C 9) C 10) A  

11) B 12) A 13) B 14) A 15) A 16) A 17) C 18) A  

19) A 20) B 21) A 22) A 23) B 24) A 25) A 26) A  

27) A 28) D 29) B 30) B 31) A 32) A 33) C 34)C  

35) A 36) A 37) B 38) D 39) D 40) A 41) B 42) C  

43) A 44) A 45) B 46) B 47) A 48) B 49) B 50) A