Saturday, 12 May 2012

ATM System

Reserve Bank of India (RBI) has decided to permit non-bank entities to set up, own and operate ATMs. Such ATMs will be called White Label ATM. The draft guidelines on deployment of White Label ATMs were placed on RBI website for Public Comments. Various issues related to deployment of White Label ATMs were also discussed with the stakeholders. The following benefits are likely to accrue to the rural/ urban areas of all over the country (including Madhya Pradesh):

1. ATM penetration on a per capita basis in the country is expected to improve considerably.

2. There is less presence of ATMs in Tier III to VI unbanked/ underbanked areas of the country. ATM penetration in Tier III to VI unbanked/ underbanked areas will increase.

3. This initiative is expected to boost the Financial Inclusion process.

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