Tuesday 27 August 2013

GENERAL AWARENESS MCQs FOR BANK EXAMS

1. Habiba Sarobi recently conferred with....
1) Bharat Ratna
2) Noble Award for Peace
3) Ramon Magsaysay Award
4) Templeton Prize
5) None

2. First full pledged legislation to allow the formation of Co-operative Societies is .......
1) Co-operative Credit Societies Act, 1904
2) Co-operative Credit Societies Act, 1912
3) Co-operative Credit Societies Act, 1911
4) Co-operative Credit Societies Act, 1971
5) None

3. The first Act to pass to pave the establishment of Co-operative banks -
1) Co-operative Credit Societies Act, 1922
2) Co-operative Credit Societies Act, 1924
3) Co-operative Credit Societies Act, 1972
4) Co-operative Credit Societies Act, 1951
5) Co-operative Credit Societies Act, 1912

4. Which committee was appointed in 1944 to give recommendations to improve co-operative movement?
1) Hilton-young
2) Radhakrishnan
3) MacLagan
4) Rodgers
5) None

5. Which sector is the major beneficiary of Cooperative banking system till 1969?
1) Education
2) Service
3) Agriculture
4) Export
5) Industrial

6. Indian Co-operative Bank system is ........
1) Unicameral
2) Semi Federal
3) Less Federal
4) Federal
5) Autocrat

7. On 13 April 2013, RBI decided to cancel the licenses of 26 loss-making co-operative banks as they got losses. Majority of them are in .....
1) AP
2) MP
3) Karnataka
4) Rajasthan
5) UP

8. ......... is the apex of the three-tier co-operative structure in India.
1) District Central Co-operative banks
2) Union Co-operative banks
3) District Co-operative banks
4) State Co-operative banks
5) None

9. Which bank finance, coordinate and control the working of District Central Co-operative Banks in the states?
1) National Co-operative Bank
2) Primary Co-operative Bank
3) State Co-operative Bank
4) Lower Development Bank
5) None

10. State Co-operative Banks (SCB) usually lend .......
1) District Central Co-operative Banks
2) Primary Co-operative banks
3) to individuals in exceptional cases
4) All of above
5) None

11. Capital of State Co-operative Banks (SCB) mobilized from ........
1) Members of District Central Co-operative Banks
2) Members of Primary Cooperative banks
3) 1 & 2
4) Only (1)
5) None

12. The external lending agencies to State Cooperative Banks (SCB) are ......
1) NABARD
2) Development Banks
3) State Government
4) Financial institutes
5) All of above

13. ........ is the intermediate rung in the threetier Co-operative Credit structure.
1) Primary Co-operative Banks
2) State Co-operative Banks
3) National Co-operative Banks
4) District Central Co-operative Banks
5) None

14. The funds of District Central Co-operative Banks arisen from ..........
1) NABARD lending
2) State government
3) Affiliated Co-operative societies
4) Funds from State Co-operative Banks
5) All of above

15. Gross level of arms of the short term cooperative credit structure is ........
1) District Central Co-operative banks
2) Primary Agricultural Credit Society
3) State Co-operative Banks
4) National Co-operative Banks
5) None

16. The functions of Primary Agricultural Credit Society is .......
1) lending
2) mortgage
3) pledge
4) accepting deposits
5) All of above

17. Primary Urban Co-operative banks established with the aim of giving delivering banking services in .... areas.
1) Urban
2) Rural
3) Metro
4) Villages
5) None

18. By which date, the Urban Co-operative banks must implement CBS facility in all its branches as per the order of RBI on 13 March 2013?
1) 31 October 2013
2) 31 December 2013
3) 31 January 2014
4) 31 August 2013
5) None

19. The recent actions/ orders of RBI to control Co-operative banks given. Pick the correct one.
1) Customers of Pune-based Rupee Cooperative Bank restricted by limiting the amount of money that depositors can withdraw up to Rs.1000 only. It is pune based bank.
2) On 5 March 2013, RBI asked Urban Cooperative Banks (UCBs) to take necessary steps to ensure smooth transition to new international accounting norms IFRS from April 2014.
3) Amanath Co-operative Bank can conduct a financial transaction of not more than Rs.1,000 per account a day as per the directions of RBI on 7 April 2013. It is Karnataka based bank.
4) On 8 January 2013, RBI notified that all co-operative banks should not issued cobranded ATM cards without approval of RBI.
5) All of above

20. Primary Urban Co-operative Banks norms reviewed on the recommendations of ....... committee.
1) K.Madhava Rao
2) N.Laxaman Sinha
3) Vedanarayana
4) Sacchindananda
5) None

21. Probe against the chairman and directors of Gurusiddheshwar Urban Co-operative Bank started on 19th July 2013. It is in ...
1) Hublli
2) Hyderabad
3) Pune
4) New Delhi
5) Lucknow

22. Which is India's largest co-operative bank in India looking to acquire the Pune-based Rupee Co-operative Bank?
1) Mahesh Co-operative bank
2) Mandavi Co-operative bank
3) Saraswat Co-operative bank
4) Lucknow Co-operative bank
5) None

23. In an effort to defend rupee, the Union government proposed to hike in the foreign investment limit in government debt by .....
1) $ 6 billion
2) $ 8 billion
3) $ 9 billion
4) $ 5 billion
5) $10 billion

24. Who heads the inter-ministerial panel has suggested higher taxes for non-essential imports to curb the Current Account Deficit (CAD)?
1) Anil Goswamy
2) C.Ranga Rajan
3) Rajat Bhargava
4) Anand Sharma
5) None

25. On 20 July 2013, the Parliamentary Committee on Finance submitted finalized its Goods and Services Tax Report. It is headed by ......
1) Murali Manohar Joshi
2) Venkaiah Naidu
3) Raghuram Govinda Rajan
4) Aravind Mayaram
5) Yashwant Sinha

26. To settle inter-state water disputes, prevent flood and pollution, on 24 June 2013, the Union government released a Draft River Basin Management bill which aims to set up how many river basin authorities?
1) 10
2) 24
3 ) 5
4) 18
5) 12

27. For the transformation of barren land in to cultivating land which state launched Bhumi sena scheme on 8 August 2013?
1) UP
2) AP
3) MP
4) Goa
5) Jammu and Kashmir

28. Douglas Engelbart died recently. He invented ........
1) QWERTY keyboard
2) Universal Serial Bus (USB)
3) Compact Disc
4) Computer Mouse
5) None

29. As per the 2013 Global Peace Index published by the Institute for Economics and Peace, the top most peaceful countries of the world are ...... ?
1) Iceland, Denmark and New Zealand
2) USA, UK and Australia
3) Japan, Switzerland and Finland
4) India, China and Mexico
5) None

30. Indian Junior Women Hockey team won its first ever Bronze medal on 4 August 2013 in Hockey Junior World Cup held in .........
1) India
2) France
3) Japan
4) Germany
5) Australia

31. BCCI stands for ........
1) Board of Cricket Control of India
2) Board of Control for Cricket in India
3) Board of Central Cricket in India
4) Board of Cricket Commission in India
5) None

32. Parupalli Kashyap is a........
1) Badminton player
2) Chess player
3) Member of Rajyasabha
4) Mountaineer
5) None

33. From 5 September 2013, the G-20 heads of government summit to be held in ........
1) Russia
2) USA
3) UK
4) India
5) Australia

34. 'An Uncertain Glory: India and its Contradictions' co-authored by Jean Dreze and ........
1) Amartya Sen
2) Subba Rao
3) Manmohan Singh
4) Abdul Kalam
5) None

35. Kalinga prize will be given for the ......
1) Popularization of Science
2) Cricket
3) Popularization of internet
4) Architecture models
5) None

36. Informal method of borrowing is familiar from .......
1) Regional Rural Banks
2) Public Sector Banks
3) Private Sector Banks
4) Money lenders
5) NABARD

37. State Bank of Pakistan is the central bank of Pakistan. Its headquarters is in .......
1) Islamabad
2) Hyderabad
3) Sind
4) Karachi
5) Abbotabad

ANSWERS:

1-3, 2-1, 3-5, 4-3, 5-3, 6-4, 7-5, 8-4, 9-3, 10-4
11-312-5, 13-4, 14-5, 15-2, 16-5, 17-1, 18-2, 19-5, 20-1
21-1, 22-3, 23-4, 24-3, 25-5, 26-5, 27-1, 28-4, 29-1, 30-4
31-2, 32-1, 33-1, 34-1, 35-1, 36-4, 37-4

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