1. The tenth Five-Year Plan period is :
A. 2000-05
B. 2001-06
C. 2002-07
D. 2004-2009
E. 2005-2010
2. Indian corporate can now invest in joint ventures and subsidiaries abroad to the extent of .............% of their net worth.
A. 200
B. 150
C. 100
D.75
E. None
3. Minimum period of a Certificate of Deposit is :
A.15 days
B.30 days
C.10 days
D.7 days
E. None
4. To accelerate growth of services exports from India and to create a unique brand, a new scheme called ............... has been introduced in the New Foreign Trade Policy.
A. India Service
B. India Calling
C. Incredible India
D. Served from India
E. None
5. The New Foreign Trade Policy envisages Indias share in merchandise trade to ......... within the period 2004-09.
A. double
B. treble
C. rise by 50%
D.rise by 80%
E. None of these.
6. Hybrid capital instruments (debt / equity) form part of ........ capital.
A.Tier II
B.Tier I
C.Paid up
D. Preference share
E. None of these.
7. A customer has been defined in :
A. Banking Regulation Act
B.Negotiable Instruments Act
C. Anti-Money Laundering Act
D. KYC guidelines
E. None of these.
8. A Medium Enterprise is defined as one in which investment in plant and machinery is over the SSI limit, but less than Rs........
A. 5 cr.
B. 10 cr.
C. 25 cr.
D. 50 cr.
E. None
9. The BSE Sensex consists of a basket of ...... stocks.
A. 50
B. 100
C. 30
D. 66
E. None
10. The Government of India has recently announced a scheme for providing short term loans to farmers at concessional rate of ......... % p.a. up to an amount of Rs. .........lakh.
A. 7, 1
B. 7, 3
C. 5, 1
D. 5, 3
E. None of these.
11. Banks in our country normally publicize that additional interest rate is allowed on retail domestic term deposits of .......
A. Minors
B. Married Women
C. Senior citizens
D. Government Employees
E. Rural residents
12. When the rate of inflation increases ......
A. Purchasing power of money increases
B. Purchasing power of money decreases
C. Value of money increases
D. Purchasing power of money remains unaffected
E. Amount of money in circulation decreases
13. A centralized database with online connectivity to branches, internet as well as ATM network which has been adopted by almost all major banks of our country is known as .........
A. Investment Banking
B. Core Banking
C. Mobile Banking
D. National Banking
E. Specialized Banking
14. Which of the following is NOT considered a money market instrument?
A. Treasury Bills
B. Repurchase Agreement
C. Commercial Paper
D. Certificate of Deposit
E. Shares and Bonds
15. Which of the following is necessary while opening deposit accounts in banks?
A. Will
B. Registration
C. Nomination
D. Indemnity
E. Guarantee
16. Which of the following is not a banking term?
A. Letter of credit
B. MIBOR
C. Factoring services
D. Entry load
E. None of these
17. Which of the following organizations issue the rules of global trade?
A. IMF
B. World Trade Organization
C. Foreign trade
D. G-20
E. None
18. One single statement that depicts the financial position of a Bank and / or Business enterprise at a given point of time is called:
A. Statement of product details
B. Foreign exchange
C. Balance Sheet
D. Balance of payment
E. Trading and Manufacturing account
19. The Reverse Mortgage Scheme is launched to give benefit to which of the following groups of society?
A. Persons below 60 yrs
B. Senior Citizens
C. Unemployed youth
D. Orphans
E. All the above
20. One of the major challenges banking industry is facing these days is curbing deliberate efforts of some people to bring money earned through illegal activities in circulation. Which of the following act is passed to prevent this activity?
A. Payment & settlements Act
B. Control money supply Act
C. Narcotics and Psychotropic substance Act
D. Prevention of Money laundering Act
E. None
21. The provision to be made on Standard assets for the current year is :
A. 0.25%
B. 0.40%
C. 0.40% for all loans except loans to Priority Sector
D. 0.40% on all loans, except loans to direct Agriculture & SME segments, for which the provision is 0.25%
E. None of these
22. Clause 49 of the Listing Agreement of SEBI refers to:
A. announcing of quarterly results of listed companies
B. restriction of FDI in public sector banks
C. corporate governance and financial penalties including delisting for companies who do not appoint the required number of independent directors on their board
D. None of these
E. All of the Above
23. Which bank in India ranks number one in India in terms of market capitalization?
A. SBI
B. ICICI Bank
C. UTI Bank
D. IDBI Bank
E. None of these
24. Which is the first mutual fund in the country to offer redemption of its units through ATMs of HDFC Bank and VISA ?
A. Reliance MF
B. UTI MF
C. SBI MF
D. Pro ICICI MF
E. None of these
25. The stake of SBI in its joint venture with TCS, C-Edge, is :
A. 51%
B. 40%
C. 60%
D. 49%
E. None
26. A Banks aggregate capital market exposure has been capped at ...... % of its net worth.
A. 5
B. 10
C. 40
D. 25
E.None
27. Financial Intelligence Unit is set up by ............. for tightening anti-money laundering measures.
A. RBI
B. Central Vigilance Commission
C. Income Tax Department
D. Finance Ministry, GOI
E. None of these
28. Credit limits to dealers in agricultural machinery up to Rs. .......... lacs are classified as priority sector advances.
A. 25
B. 30
C. 40
D. 20
E.None
29. The minimum maturity period for Commercial Paper (CP) is ................. days.
A. 14
B. 30
C. 45
D. 7
E.None
30. The first SEZ promoted by a corporate is :
A. Reliance SEZ, Haryana
B. SEEPZ, Mumbai
C. Mahindra SEZ, Pune
D. None of the above
E. All of the Above
31. Which of the following scheme is not meant for investment purposes?
A. National saving certificate
B. Infrastructure bonds
C. Mutual funds
D. Letter of credit
E. None
32. Basel norms which are important regulatory stipulations are meant for which sector?
A. Insurance
B. Banking
C. Micro finance
D. Pension funds
E. None
33. Systematic investment Plans relates to:
A. Mutual Funds
B. Life Insurance Companies
C. Commercial Banks
D. Post office savings schemes
E. None
34. Euro money is the official currency of ........ ?
A. NATO
B. United Nations
C. European Union
D. Germany and England
E. None of these
35. Which of the following is an example of cash less purchase?
A. Debit card
B. Credit card
C. ATM withdrawal
D. All of the above
E. None
36. Whose signature appears on Indian Rs. 100 note?
A. Finance Minister
B. RBI Governor
C. Finance Secretary
D. Chairman, Planning Commission
E. None
37. While discussing investments there is a mention of short term government security. What is this investment?
A. Debenture
B. Mutual funds
C. Treasury bill
D. Share
E. None
38. NBFCs are an important part of the Indian financial system. what is meant by this term?
A. New Banking Financial Companies
B. Non Banking Financial Companies
C. Neo Banking Financial Confederation
D. Non banking Fiscal Companies
E. None of these
39. Banking loan against property requires the asset to be free from encumbrances. What does it mean?
A. The asset to be free from any liability
B. The asset to be properly registered
C. The property to be fully constructed
D. The asset should not have multiple owners
E. None of these
40. RBI stipulates a healthy mix of CASA in the business figures of banks. What is CASA?
A. Customer Analysis and Savings Pattern
B. Cost Appreciation and selling Analysis
C. Current Account and saving Account
D. Credit and savings Aggregate
E. None
ANSWERS:
1-C, 2-A, 3-D, 4-D, 5-A, 6-B, 7-D, 8-B, 9-C, 10-B
11-C, 12-B, 13-B, 14-E, 15-C, 16-D, 17-B, 18-C, 19-B, 20-D
21-D, 22-C, 23-B, 24-A, 25-D, 26-C, 27-D, 28-B, 29-D, 30-C
31-D, 32-B, 33-A, 34-C, 35-D, 36-B, 37-C, 38-B, 39-A, 40-C
A. 2000-05
B. 2001-06
C. 2002-07
D. 2004-2009
E. 2005-2010
2. Indian corporate can now invest in joint ventures and subsidiaries abroad to the extent of .............% of their net worth.
A. 200
B. 150
C. 100
D.75
E. None
3. Minimum period of a Certificate of Deposit is :
A.15 days
B.30 days
C.10 days
D.7 days
E. None
4. To accelerate growth of services exports from India and to create a unique brand, a new scheme called ............... has been introduced in the New Foreign Trade Policy.
A. India Service
B. India Calling
C. Incredible India
D. Served from India
E. None
5. The New Foreign Trade Policy envisages Indias share in merchandise trade to ......... within the period 2004-09.
A. double
B. treble
C. rise by 50%
D.rise by 80%
E. None of these.
6. Hybrid capital instruments (debt / equity) form part of ........ capital.
A.Tier II
B.Tier I
C.Paid up
D. Preference share
E. None of these.
7. A customer has been defined in :
A. Banking Regulation Act
B.Negotiable Instruments Act
C. Anti-Money Laundering Act
D. KYC guidelines
E. None of these.
8. A Medium Enterprise is defined as one in which investment in plant and machinery is over the SSI limit, but less than Rs........
A. 5 cr.
B. 10 cr.
C. 25 cr.
D. 50 cr.
E. None
9. The BSE Sensex consists of a basket of ...... stocks.
A. 50
B. 100
C. 30
D. 66
E. None
10. The Government of India has recently announced a scheme for providing short term loans to farmers at concessional rate of ......... % p.a. up to an amount of Rs. .........lakh.
A. 7, 1
B. 7, 3
C. 5, 1
D. 5, 3
E. None of these.
11. Banks in our country normally publicize that additional interest rate is allowed on retail domestic term deposits of .......
A. Minors
B. Married Women
C. Senior citizens
D. Government Employees
E. Rural residents
12. When the rate of inflation increases ......
A. Purchasing power of money increases
B. Purchasing power of money decreases
C. Value of money increases
D. Purchasing power of money remains unaffected
E. Amount of money in circulation decreases
13. A centralized database with online connectivity to branches, internet as well as ATM network which has been adopted by almost all major banks of our country is known as .........
A. Investment Banking
B. Core Banking
C. Mobile Banking
D. National Banking
E. Specialized Banking
14. Which of the following is NOT considered a money market instrument?
A. Treasury Bills
B. Repurchase Agreement
C. Commercial Paper
D. Certificate of Deposit
E. Shares and Bonds
15. Which of the following is necessary while opening deposit accounts in banks?
A. Will
B. Registration
C. Nomination
D. Indemnity
E. Guarantee
16. Which of the following is not a banking term?
A. Letter of credit
B. MIBOR
C. Factoring services
D. Entry load
E. None of these
17. Which of the following organizations issue the rules of global trade?
A. IMF
B. World Trade Organization
C. Foreign trade
D. G-20
E. None
18. One single statement that depicts the financial position of a Bank and / or Business enterprise at a given point of time is called:
A. Statement of product details
B. Foreign exchange
C. Balance Sheet
D. Balance of payment
E. Trading and Manufacturing account
19. The Reverse Mortgage Scheme is launched to give benefit to which of the following groups of society?
A. Persons below 60 yrs
B. Senior Citizens
C. Unemployed youth
D. Orphans
E. All the above
20. One of the major challenges banking industry is facing these days is curbing deliberate efforts of some people to bring money earned through illegal activities in circulation. Which of the following act is passed to prevent this activity?
A. Payment & settlements Act
B. Control money supply Act
C. Narcotics and Psychotropic substance Act
D. Prevention of Money laundering Act
E. None
21. The provision to be made on Standard assets for the current year is :
A. 0.25%
B. 0.40%
C. 0.40% for all loans except loans to Priority Sector
D. 0.40% on all loans, except loans to direct Agriculture & SME segments, for which the provision is 0.25%
E. None of these
22. Clause 49 of the Listing Agreement of SEBI refers to:
A. announcing of quarterly results of listed companies
B. restriction of FDI in public sector banks
C. corporate governance and financial penalties including delisting for companies who do not appoint the required number of independent directors on their board
D. None of these
E. All of the Above
23. Which bank in India ranks number one in India in terms of market capitalization?
A. SBI
B. ICICI Bank
C. UTI Bank
D. IDBI Bank
E. None of these
24. Which is the first mutual fund in the country to offer redemption of its units through ATMs of HDFC Bank and VISA ?
A. Reliance MF
B. UTI MF
C. SBI MF
D. Pro ICICI MF
E. None of these
25. The stake of SBI in its joint venture with TCS, C-Edge, is :
A. 51%
B. 40%
C. 60%
D. 49%
E. None
26. A Banks aggregate capital market exposure has been capped at ...... % of its net worth.
A. 5
B. 10
C. 40
D. 25
E.None
27. Financial Intelligence Unit is set up by ............. for tightening anti-money laundering measures.
A. RBI
B. Central Vigilance Commission
C. Income Tax Department
D. Finance Ministry, GOI
E. None of these
28. Credit limits to dealers in agricultural machinery up to Rs. .......... lacs are classified as priority sector advances.
A. 25
B. 30
C. 40
D. 20
E.None
29. The minimum maturity period for Commercial Paper (CP) is ................. days.
A. 14
B. 30
C. 45
D. 7
E.None
30. The first SEZ promoted by a corporate is :
A. Reliance SEZ, Haryana
B. SEEPZ, Mumbai
C. Mahindra SEZ, Pune
D. None of the above
E. All of the Above
31. Which of the following scheme is not meant for investment purposes?
A. National saving certificate
B. Infrastructure bonds
C. Mutual funds
D. Letter of credit
E. None
32. Basel norms which are important regulatory stipulations are meant for which sector?
A. Insurance
B. Banking
C. Micro finance
D. Pension funds
E. None
33. Systematic investment Plans relates to:
A. Mutual Funds
B. Life Insurance Companies
C. Commercial Banks
D. Post office savings schemes
E. None
34. Euro money is the official currency of ........ ?
A. NATO
B. United Nations
C. European Union
D. Germany and England
E. None of these
35. Which of the following is an example of cash less purchase?
A. Debit card
B. Credit card
C. ATM withdrawal
D. All of the above
E. None
36. Whose signature appears on Indian Rs. 100 note?
A. Finance Minister
B. RBI Governor
C. Finance Secretary
D. Chairman, Planning Commission
E. None
37. While discussing investments there is a mention of short term government security. What is this investment?
A. Debenture
B. Mutual funds
C. Treasury bill
D. Share
E. None
38. NBFCs are an important part of the Indian financial system. what is meant by this term?
A. New Banking Financial Companies
B. Non Banking Financial Companies
C. Neo Banking Financial Confederation
D. Non banking Fiscal Companies
E. None of these
39. Banking loan against property requires the asset to be free from encumbrances. What does it mean?
A. The asset to be free from any liability
B. The asset to be properly registered
C. The property to be fully constructed
D. The asset should not have multiple owners
E. None of these
40. RBI stipulates a healthy mix of CASA in the business figures of banks. What is CASA?
A. Customer Analysis and Savings Pattern
B. Cost Appreciation and selling Analysis
C. Current Account and saving Account
D. Credit and savings Aggregate
E. None
ANSWERS:
1-C, 2-A, 3-D, 4-D, 5-A, 6-B, 7-D, 8-B, 9-C, 10-B
11-C, 12-B, 13-B, 14-E, 15-C, 16-D, 17-B, 18-C, 19-B, 20-D
21-D, 22-C, 23-B, 24-A, 25-D, 26-C, 27-D, 28-B, 29-D, 30-C
31-D, 32-B, 33-A, 34-C, 35-D, 36-B, 37-C, 38-B, 39-A, 40-C
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